BMA (Banco Macro) OCF Margin %: -35.75% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BMA Banco Macro SA BMA
67 GF Score
Price $77.96
GF Value $41.17
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Banco Macro OCF Margin %?

Banco Macro BMA +0.24% 67 OCF Margin % is -35.75% as of Jun. 2026. GuruFocus rates BMA with a GF Score™ of 67/100 and a GF Value™ of $41.17 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,492 Banks companies, Banco Macro ranks better than 66.82% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Banco Macro's Cash Flow from Operations for the three months ended in Jun. 2026 was $-251 Mil. Banco Macro's Revenue for the three months ended in Jun. 2026 was $702 Mil. Therefore, Banco Macro's OCF Margin % for the quarter that ended in Jun. 2026 was -35.75%.

As of today, Banco Macro's current OCF Yield % is 29.06%.

The historical rank and industry rank for Banco Macro's OCF Margin % or its related term are showing as below:

BMA' s OCF Margin % Range Over the Past 10 Years
Min: -29.98   Med: 34.19   Max: 122.94
Current: 42.86


During the past 13 years, the highest OCF Margin % of Banco Macro was 122.94%. The lowest was -29.98%. And the median was 34.19%.

BMA's OCF Margin % is ranked better than
66.82% of 1492 companies
in the Banks industry
Industry Median: 30.545 vs BMA: 42.86


Banco Macro OCF Margin % Related Terms


Banco Macro OCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco Macro's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Macro OCF Margin % Chart

Banco Macro Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.10 107.04 -3.02 44.27 12.67

Banco Macro Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -48.53 94.07 62.94 44.47 -35.75

BMA vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Banco Macro's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Macro OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Macro's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco Macro's OCF Margin % falls into.


BMA
67GF Score
Banco Macro SA BMA
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Macro OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Banco Macro's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=382.502/3017.818
=12.67 %

Banco Macro's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-250.929/701.855
=-35.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -35.75% mean?
Banco Macro (BMA) has a OCF Margin % of -35.75% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Macro and its competitors. According to the industry distribution chart, Banco Macro ranks #495 out of 1492 companies in the Banks industry, placing it in the top 33.2%.
Is Banco Macro's OCF Margin % too high?
Banco Macro's current OCF Margin % is -35.75%. Based on the distribution chart, Banco Macro ranks #495 out of 1492 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Macro has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Macro's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Macro ranks #495 out of 1492 companies for OCF Margin %. This puts Banco Macro in the upper half of its industry. The industry median OCF Margin % is 30.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.55, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Macro and its competitors. For the Banks industry, the median OCF Margin % is 30.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Macro's current OCF Margin % is -35.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Macro stock overvalued right now?
Based on GuruFocus' analysis, Banco Macro (BMA) is currently considered Significantly Overvalued. The stock's GF Value™ is $41.17, compared to a current price of $77.96 — trading 89.3% above its estimated fair value. The current OCF Margin % is -35.75%. Banco Macro's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banco Macro (BMA), the current OCF Margin % is -35.75% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Macro (BMA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Macro stock appears to be overvalued. The current stock price of $77.96 is trading 89.3% above its estimated GF Value™ of $41.17. GuruFocus considers Banco Macro to be Significantly Overvalued.

Key valuation signals for BMA:

  • OCF Margin %: -35.75%
  • GF Value™: $41.17 vs. price of $77.96 (89.3% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the BMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Macro Business Description

Other Exchanges B4W:GermanyBMA:Argentina
Address Avenida Eduardo Madero 1172, City of Buenos Aires, ARG, C1106ACY
Banco Macro SA is a financial institution and it provides standard banking products and services designed to suit individual needs. It has two categories of customers, retail customers, which include individuals and entrepreneurs, and corporate customers, which include small, medium, and large companies and corporations. In addition, it provides services to four provincial governments. The company generates the majority of its revenue from Argentina.
67GF Score

Get the complete analysis for BMA

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$77.96
Price
$41.17
GF Value