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Marisa LojasBSP:AMAR3 +13.85%28 Equity-to-Asset is 0.03 as of Jun. 2026, which is 89% below its 10-year median of 0.27. GuruFocus rates BSP:AMAR3 with a GF Score™ of 28/100 and a GF Value™ of R$0.45 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,136 Retail - Cyclical companies, Marisa Lojas ranks worse than 93.57% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Marisa Lojas's Total Stockholders Equity for the quarter that ended in Jun. 2026 was R$61 Mil. Marisa Lojas's Total Assets for the quarter that ended in Jun. 2026 was R$2,083 Mil.
Therefore, Marisa Lojas's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.03.
The historical rank and industry rank for Marisa Lojas's Equity-to-Asset or its related term are showing as below:
BSP:AMAR3'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.12 Med: 0.27 Max: 0.39
Current: 0.03
During the past 13 years, the highest Equity to Asset Ratio of Marisa Lojas was 0.39. The lowest was -0.12. And the median was 0.27.
BSP:AMAR3's Equity-to-Asset is ranked worse than 93.57% of 1136
companies
in the Retail - Cyclical industry
Industry Median: 0.44
vs BSP:AMAR3: 0.03
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Marisa Lojas Equity-to-Asset Related Terms
Marisa Lojas Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Marisa Lojas's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:AMAR3 vs TJX, ROST, BURL: Equity-to-Asset Comparison
For the Apparel Retail subindustry, Marisa Lojas's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marisa Lojas Equity-to-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Marisa Lojas's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Marisa Lojas's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Marisa Lojas's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Marisa Lojas (BSP:AMAR3) has a Equity-to-Asset of 0.03 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Marisa Lojas and its competitors. This is 89% below median its historical median of 0.27. According to the industry distribution chart, Marisa Lojas ranks #1063 out of 1136 companies in the Retail - Cyclical industry, placing it in the top 93.6%.
Is Marisa Lojas' Equity-to-Asset too high?
Marisa Lojas' current Equity-to-Asset of 0.03 is 89% below median its 10-year median of 0.27. The Retail - Cyclical industry median Equity-to-Asset is 0.44. Marisa Lojas' value of 0.03 is 93.2% below this industry median. Based on the distribution chart, Marisa Lojas ranks #1063 out of 1136 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Marisa Lojas has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marisa Lojas' Equity-to-Asset compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Marisa Lojas ranks #1063 out of 1136 companies for Equity-to-Asset. This places Marisa Lojas in the lower half of its industry. The industry median Equity-to-Asset is 0.44. Marisa Lojas' value of 0.03 is 93.2% below this benchmark. While the company's 10-year median is 0.27 vs. the industry median of 0.44, Marisa Lojas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Cyclical company?
The median Equity-to-Asset among Retail - Cyclical companies is 0.44, based on 1,136 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marisa Lojas's current Equity-to-Asset of 0.03 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Marisa Lojas and its competitors. For the Retail - Cyclical industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marisa Lojas's current Equity-to-Asset is 0.03, which is 89% below median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marisa Lojas stock overvalued right now?
Based on GuruFocus' analysis, Marisa Lojas (BSP:AMAR3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$0.45, compared to a current price of R$0.74 — trading 64.4% above its estimated fair value. The current Equity-to-Asset is 0.03, which is 89% below median its 10-year median of 0.27 and 93.2% below the Retail - Cyclical industry median of 0.44. Marisa Lojas' overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Marisa Lojas (BSP:AMAR3), the current Equity-to-Asset is 0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marisa Lojas (BSP:AMAR3) Overvalued in 2026?
Based on GuruFocus' analysis, Marisa Lojas stock appears to be overvalued.
The current stock price of R$0.74 is trading 64.4% above its estimated GF Value™ of R$0.45.
GuruFocus considers Marisa Lojas to be Significantly Overvalued.
Key valuation signals for BSP:AMAR3:
Equity-to-Asset: 0.03 (89% below median its 10-year median of 0.27)
GF Value™: R$0.45 vs. price of R$0.74 (64.4% above fair value)
Industry Position: 93.2% below the Retail - Cyclical median (#1063 of 1136)
No single metric tells the full story. See the BSP:AMAR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marisa Lojas SA is a retail store operator in Brazil. Its stores offer products related to fashion, underwear, footwear, and accessories for women, men, and children. Its products also include beds, tablecloths, children's bathrobes, and towels for home use. The company's income derives from three operating segments. The retail segment, which is the key revenue generator, includes the sale of clothing items, perfumes, beauty products, and watches, in physical stores and e-commerce. The credit card transactions segment is managed by the subsidiary and offered to the company's clients for the credit purchase of products, insurance, and payment of bills. The consumer credit segment offers personal loans to the company's consumers.
28GF Score
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