Marisa Lojas (BSP:AMAR3) Receivables Turnover: 8.32 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:AMAR3 Marisa Lojas SA BSP:AMAR3
28 GF Score
Price R$0.61
GF Value R$0.34
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Marisa Lojas Receivables Turnover?

Marisa Lojas BSP:AMAR3 +3.39% 28 Receivables Turnover is 8.32 as of Mar. 2026. GuruFocus rates BSP:AMAR3 with a GF Score™ of 28/100 and a GF Value™ of R$0.34 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,101 Retail - Cyclical companies, Marisa Lojas ranks better than 71.12% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Marisa Lojas's Revenue for the three months ended in Mar. 2026 was R$286 Mil. Marisa Lojas's average Accounts Receivable for the three months ended in Mar. 2026 was R$34 Mil. Hence, Marisa Lojas's Receivables Turnover for the three months ended in Mar. 2026 was 8.32.


Marisa Lojas  (BSP:AMAR3) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Marisa Lojas Receivables Turnover Related Terms


Marisa Lojas Receivables Turnover Historical Data

* Premium members only.

The historical data trend for Marisa Lojas's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marisa Lojas Receivables Turnover Chart

Marisa Lojas Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.33 4.16 7.83 28.61 33.56

Marisa Lojas Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.70 12.10 10.57 11.14 8.32

BSP:AMAR3 vs TJX, ROST, BURL: Receivables Turnover Comparison

For the Apparel Retail subindustry, Marisa Lojas's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marisa Lojas Receivables Turnover vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Marisa Lojas's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Marisa Lojas's Receivables Turnover falls into.


BSP:AMAR3
28GF Score
Marisa Lojas SA BSP:AMAR3
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marisa Lojas Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Marisa Lojas's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=1483.225 / ((29.793 + 58.595) / 2 )
=1483.225 / 44.194
=33.56

Marisa Lojas's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=286.454 / ((58.595 + 10.264) / 2 )
=286.454 / 34.4295
=8.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 8.32 mean?
Marisa Lojas (BSP:AMAR3) has a Receivables Turnover of 8.32 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Marisa Lojas and its competitors. According to the industry distribution chart, Marisa Lojas ranks #318 out of 1101 companies in the Retail - Cyclical industry, placing it in the top 28.9%.
Is Marisa Lojas' Receivables Turnover too high?
Marisa Lojas' current Receivables Turnover is 8.32. The Retail - Cyclical industry median Receivables Turnover is 19.36. Marisa Lojas' value of 8.32 is 57% below this industry median. Based on the distribution chart, Marisa Lojas ranks #318 out of 1101 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Marisa Lojas has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marisa Lojas' Receivables Turnover compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Marisa Lojas ranks #318 out of 1101 companies for Receivables Turnover. This puts Marisa Lojas in the upper half of its industry. The industry median Receivables Turnover is 19.36. Marisa Lojas' value of 8.32 is 57% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Retail - Cyclical company?
The median Receivables Turnover among Retail - Cyclical companies is 19.36, based on 1,101 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marisa Lojas's current Receivables Turnover of 8.32 is 57% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Marisa Lojas and its competitors. For the Retail - Cyclical industry, the median Receivables Turnover is 19.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marisa Lojas's current Receivables Turnover is 8.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marisa Lojas stock overvalued right now?
Based on GuruFocus' analysis, Marisa Lojas (BSP:AMAR3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$0.34, compared to a current price of R$0.61 — trading 79.4% above its estimated fair value. The current Receivables Turnover is 8.32 and 57% below the Retail - Cyclical industry median of 19.36. Marisa Lojas' overall GF Score™ is 28/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Marisa Lojas (BSP:AMAR3), the current Receivables Turnover is 8.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marisa Lojas (BSP:AMAR3) Overvalued in 2026?

Based on GuruFocus' analysis, Marisa Lojas stock appears to be overvalued. The current stock price of R$0.61 is trading 79.4% above its estimated GF Value™ of R$0.34. GuruFocus considers Marisa Lojas to be Significantly Overvalued.

Key valuation signals for BSP:AMAR3:

  • Receivables Turnover: 8.32
  • GF Value™: R$0.34 vs. price of R$0.61 (79.4% above fair value)
  • GF Score™: 28/100 with 5 warning signs
  • Industry Position: 57% below the Retail - Cyclical median (#318 of 1101)

No single metric tells the full story. See the BSP:AMAR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marisa Lojas Business Description

Address Rua James Holland, 422, Barra Funda, Sao Paulo, SP, BRA, 1138050
Marisa Lojas SA is a retail store operator in Brazil. Its stores offer products related to fashion, underwear, footwear, and accessories for women, men, and children. Its products also include beds, tablecloths, children's bathrobes, and towels for home use. The company's income derives from three operating segments. The retail segment, which is the key revenue generator, includes the sale of clothing items, perfumes, beauty products, and watches, in physical stores and e-commerce. The credit card transactions segment is managed by the subsidiary and offered to the company's clients for the credit purchase of products, insurance, and payment of bills. The consumer credit segment offers personal loans to the company's consumers.
28GF Score

Get the complete analysis for BSP:AMAR3

Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$0.61
Price
R$0.34
GF Value