Marisa LojasBSP:AMAR3 -4.62%26 Quick Ratio is 0.27 as of Mar. 2026, which is 72% below its 10-year median of 0.97. GuruFocus rates BSP:AMAR3 with a GF Score™ of 26/100 and a GF Value™ of R$0.35 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,127 Retail - Cyclical companies, Marisa Lojas ranks worse than 88.91% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Marisa Lojas's quick ratio for the quarter that ended in Mar. 2026 was 0.27.
Marisa Lojas has a quick ratio of 0.27. It indicates that the company cannot currently fully pay back its current liabilities.
The historical rank and industry rank for Marisa Lojas's Quick Ratio or its related term are showing as below:
BSP:AMAR3'
s Quick Ratio Range Over the Past 10 Years
Min: 0.21 Med: 0.97 Max: 1.75
Current: 0.27
During the past 13 years, Marisa Lojas's highest Quick Ratio was 1.75. The lowest was 0.21. And the median was 0.97.
BSP:AMAR3's Quick Ratio is ranked worse than 88.91% of 1127
companies
in the Retail - Cyclical industry
Industry Median: 0.87
vs BSP:AMAR3: 0.27
Marisa Lojas (BSP:AMAR3) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Marisa Lojas Quick Ratio Related Terms
Marisa Lojas Quick Ratio Historical Data
* Premium members only.
The historical data trend for Marisa Lojas's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:AMAR3 vs TJX, ROST, BURL: Quick Ratio Comparison
For the Apparel Retail subindustry, Marisa Lojas's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marisa Lojas Quick Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Marisa Lojas's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Marisa Lojas's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Marisa Lojas's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Marisa Lojas (BSP:AMAR3) has a Quick Ratio of 0.27 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Marisa Lojas and its competitors. This is 72% below median its historical median of 0.97. Over the past decade, Marisa Lojas' Quick Ratio has ranged from 0.21 to 1.75. According to the industry distribution chart, Marisa Lojas ranks #1002 out of 1127 companies in the Retail - Cyclical industry, placing it in the top 88.9%.
Is Marisa Lojas' Quick Ratio too high?
Marisa Lojas' current Quick Ratio of 0.27 is 72% below median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 1.75. The Retail - Cyclical industry median Quick Ratio is 0.87. Marisa Lojas' value of 0.27 is 69% below this industry median. Based on the distribution chart, Marisa Lojas ranks #1002 out of 1127 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Marisa Lojas has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marisa Lojas' Quick Ratio compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Marisa Lojas ranks #1002 out of 1127 companies for Quick Ratio. This places Marisa Lojas in the lower half of its industry. The industry median Quick Ratio is 0.87. Marisa Lojas' value of 0.27 is 69% below this benchmark. Historically, Marisa Lojas' own Quick Ratio has ranged from 0.21 to 1.75 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 0.87, Marisa Lojas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Retail - Cyclical company?
The median Quick Ratio among Retail - Cyclical companies is 0.87, based on 1,127 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marisa Lojas's current Quick Ratio of 0.27 is 69% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Marisa Lojas and its competitors. For the Retail - Cyclical industry, the median Quick Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marisa Lojas's current Quick Ratio is 0.27, which is 72% below median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marisa Lojas stock overvalued right now?
Based on GuruFocus' analysis, Marisa Lojas (BSP:AMAR3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$0.35, compared to a current price of R$0.62 — trading 77.1% above its estimated fair value. The current Quick Ratio is 0.27, which is 72% below median its 10-year median of 0.97 and 69% below the Retail - Cyclical industry median of 0.87. Marisa Lojas' overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Marisa Lojas (BSP:AMAR3), the current Quick Ratio is 0.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marisa Lojas (BSP:AMAR3) Overvalued in 2026?
Based on GuruFocus' analysis, Marisa Lojas stock appears to be overvalued.
The current stock price of R$0.62 is trading 77.1% above its estimated GF Value™ of R$0.35.
GuruFocus considers Marisa Lojas to be Significantly Overvalued.
Key valuation signals for BSP:AMAR3:
Quick Ratio: 0.27 (72% below median its 10-year median of 0.97)
GF Value™: R$0.35 vs. price of R$0.62 (77.1% above fair value)
Industry Position: 69% below the Retail - Cyclical median (#1002 of 1127)
No single metric tells the full story. See the BSP:AMAR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marisa Lojas SA is a retail store operator in Brazil. Its stores offer products related to fashion, underwear, footwear, and accessories for women, men, and children. Its products also include beds, tablecloths, children's bathrobes, and towels for home use. The company's income derives from three operating segments. The retail segment, which is the key revenue generator, includes the sale of clothing items, perfumes, beauty products, and watches, in physical stores and e-commerce. The credit card transactions segment is managed by the subsidiary and offered to the company's clients for the credit purchase of products, insurance, and payment of bills. The consumer credit segment offers personal loans to the company's consumers.
26GF Score
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