Auto Nejma (CAS:NEJ) Equity-to-Asset: 0.42 (As of Dec. 2025) — 24% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:NEJ Auto Nejma CAS:NEJ
37 GF Score
Price MAD5,400.00
GF Value MAD4,058.88
! 4 Warning Signs
View Full Analysis

What is Auto Nejma Equity-to-Asset?

Auto Nejma CAS:NEJ 37 Equity-to-Asset is 0.42 as of Dec. 2025, which is 24% below its 10-year median of 0.55. GuruFocus rates CAS:NEJ with a GF Score™ of 37/100 and a GF Value™ of MAD4,058.88. The stock has 4 warning signs investors should review. Among 1,333 Vehicles & Parts companies, Auto Nejma ranks worse than 59.34% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Auto Nejma's Total Stockholders Equity for the quarter that ended in Dec. 2025 was MAD1,459 Mil. Auto Nejma's Total Assets for the quarter that ended in Dec. 2025 was MAD3,500 Mil. Therefore, Auto Nejma's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.42.

The historical rank and industry rank for Auto Nejma's Equity-to-Asset or its related term are showing as below:

CAS:NEJ' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.42   Med: 0.55   Max: 0.7
Current: 0.42

During the past 13 years, the highest Equity to Asset Ratio of Auto Nejma was 0.70. The lowest was 0.42. And the median was 0.55.

CAS:NEJ's Equity-to-Asset is ranked worse than
59.34% of 1333 companies
in the Vehicles & Parts industry
Industry Median: 0.49 vs CAS:NEJ: 0.42

Auto Nejma  (CAS:NEJ) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Auto Nejma Equity-to-Asset Related Terms


Auto Nejma Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Auto Nejma's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Auto Nejma Equity-to-Asset Chart

Auto Nejma Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.63 0.51 0.46 0.42

Auto Nejma Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.51 0.45 0.46 0.36 0.42

CAS:NEJ vs CVNA, PAG, KMX: Equity-to-Asset Comparison

For the Auto & Truck Dealerships subindustry, Auto Nejma's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Auto Nejma Equity-to-Asset vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Auto Nejma's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Auto Nejma's Equity-to-Asset falls into.


CAS:NEJ
37GF Score
Auto Nejma CAS:NEJ
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Auto Nejma Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Auto Nejma's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=1459.008/3499.865
=0.42

Auto Nejma's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=1459.008/3499.865
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.42 mean?
Auto Nejma (CAS:NEJ) has a Equity-to-Asset of 0.42 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Auto Nejma and its competitors. This is 24% below median its historical median of 0.55. Over the past decade, Auto Nejma's Equity-to-Asset has ranged from 0.42 to 0.70. According to the industry distribution chart, Auto Nejma ranks #791 out of 1333 companies in the Vehicles & Parts industry, placing it in the top 59.3%.
Is Auto Nejma's Equity-to-Asset too high?
Auto Nejma's current Equity-to-Asset of 0.42 is 24% below median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 0.70. The Vehicles & Parts industry median Equity-to-Asset is 0.49. Auto Nejma's value of 0.42 is 14.3% below this industry median. Based on the distribution chart, Auto Nejma ranks #791 out of 1333 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Auto Nejma has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Auto Nejma's Equity-to-Asset compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Auto Nejma ranks #791 out of 1333 companies for Equity-to-Asset. This places Auto Nejma in the lower half of its industry. The industry median Equity-to-Asset is 0.49. Auto Nejma's value of 0.42 is 14.3% below this benchmark. Historically, Auto Nejma's own Equity-to-Asset has ranged from 0.42 to 0.70 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 0.49, Auto Nejma has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Vehicles & Parts company?
The median Equity-to-Asset among Vehicles & Parts companies is 0.49, based on 1,333 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Auto Nejma's current Equity-to-Asset of 0.42 is 14.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Auto Nejma and its competitors. For the Vehicles & Parts industry, the median Equity-to-Asset is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Auto Nejma's current Equity-to-Asset is 0.42, which is 24% below median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Auto Nejma stock overvalued right now?
Auto Nejma (CAS:NEJ) has a current Equity-to-Asset of 0.42. The stock's GF Value™ is MAD4,058.88, compared to a current price of MAD5,400.00 — trading 33% above its estimated fair value. The current Equity-to-Asset is 0.42, which is 24% below median its 10-year median of 0.55 and 14.3% below the Vehicles & Parts industry median of 0.49. Auto Nejma's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Auto Nejma (CAS:NEJ), the current Equity-to-Asset is 0.42 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Auto Nejma (CAS:NEJ) Overvalued in 2026?

Based on GuruFocus' analysis, Auto Nejma stock appears to be overvalued. The current stock price of MAD5,400.00 is trading 33% above its estimated GF Value™ of MAD4,058.88.

Key valuation signals for CAS:NEJ:

  • Equity-to-Asset: 0.42 (24% below median its 10-year median of 0.55)
  • GF Value™: MAD4,058.88 vs. price of MAD5,400.00 (33% above fair value)
  • GF Score™: 37/100 with 4 warning signs
  • Industry Position: 14.3% below the Vehicles & Parts median (#791 of 1333)

No single metric tells the full story. See the CAS:NEJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Auto Nejma Business Description

Address Km 10, El Jadida Road, Casablanca, MAR, 20230
Auto Nejma is an automobile distributor in Morocco. The company imports and markets vehicles, spare parts, and car accessories. It represents the Mercedes-Benz private and commercial vehicle brands, SsangYong, and Mahindra in Morocco.
37GF Score

Get the complete analysis for CAS:NEJ

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD5,400.00
Price
MAD4,058.88
GF Value