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International Business MachinesCHIX:IBMD 76 Equity-to-Asset is 0.23 as of Jun. 2026, which is 53% above its 10-year median of 0.15. GuruFocus rates CHIX:IBMD with a GF Score™ of 76/100 and a GF Value™ of €203.21 (Fairly Valued). The stock has 1 warning sign investors should review. Among 2,892 Software companies, International Business Machines ranks worse than 82.33% on this metric.
The historical rank and industry rank for International Business Machines's Equity-to-Asset or its related term are showing as below:
CHIX:IBMd'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.15 Max: 0.23
Current: 0.23
During the past 13 years, the highest Equity to Asset Ratio of International Business Machines was 0.23. The lowest was 0.11. And the median was 0.15.
CHIX:IBMd's Equity-to-Asset is ranked worse than 82.33% of 2892
companies
in the Software industry
Industry Median: 0.56
vs CHIX:IBMd: 0.23
International Business Machines (CHIX:IBMd) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
International Business Machines Equity-to-Asset Related Terms
International Business Machines Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International Business Machines Equity-to-Asset Chart
CHIX:IBMD vs ACN, FISV, CTSH: Equity-to-Asset Comparison
For the Information Technology Services subindustry, International Business Machines's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International Business Machines Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, International Business Machines's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where International Business Machines's Equity-to-Asset falls into.
International Business Machines Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International Business Machines (CHIX:IBMD) has a Equity-to-Asset of 0.23 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on International Business Machines and its competitors. This is 53% above median its historical median of 0.15. Over the past decade, International Business Machines' Equity-to-Asset has ranged from 0.11 to 0.23. According to the industry distribution chart, International Business Machines ranks #2381 out of 2892 companies in the Software industry, placing it in the top 82.3%.
Is International Business Machines' Equity-to-Asset too high?
International Business Machines' current Equity-to-Asset of 0.23 is 53% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.23. The Software industry median Equity-to-Asset is 0.56. International Business Machines' value of 0.23 is 58.9% below this industry median. Based on the distribution chart, International Business Machines ranks #2381 out of 2892 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, International Business Machines has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does International Business Machines' Equity-to-Asset compare to ACN and FISV?
According to the Software industry distribution chart, International Business Machines ranks #2381 out of 2892 companies for Equity-to-Asset. This places International Business Machines in the lower half of its industry. The industry median Equity-to-Asset is 0.56. International Business Machines' value of 0.23 is 58.9% below this benchmark. Historically, International Business Machines' own Equity-to-Asset has ranged from 0.11 to 0.23 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.56, International Business Machines has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Business Machines's current Equity-to-Asset of 0.23 is 58.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on International Business Machines and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Business Machines's current Equity-to-Asset is 0.23, which is 53% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Business Machines stock overvalued right now?
Based on GuruFocus' analysis, International Business Machines (CHIX:IBMD) is currently considered Fairly Valued. The stock's GF Value™ is €203.21, compared to a current price of €190.42 — trading 6.3% below its estimated fair value. The current Equity-to-Asset is 0.23, which is 53% above median its 10-year median of 0.15 and 58.9% below the Software industry median of 0.56. International Business Machines' overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For International Business Machines (CHIX:IBMD), the current Equity-to-Asset is 0.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International Business Machines (CHIX:IBMD) Overvalued in 2026?
Based on GuruFocus' analysis, International Business Machines stock appears to be undervalued.
The current stock price of €190.42 is trading 6.3% below its estimated GF Value™ of €203.21.
GuruFocus considers International Business Machines to be Fairly Valued.
Key valuation signals for CHIX:IBMD:
Equity-to-Asset: 0.23 (53% above median its 10-year median of 0.15)
GF Value™: €203.21 vs. price of €190.42 (6.3% below fair value)
Industry Position: 58.9% below the Software median (#2381 of 2892)
No single metric tells the full story. See the CHIX:IBMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International Business Machines Business Description
Incorporated in 1911, International Business Machines, or IBM, is one of the oldest technology companies in the world. It provides software, IT consulting services, and hardware to help business customers modernize their technology workflows. IBM operates in 175 countries and employs approximately 300,000 people. The company has a robust roster of business partners to service its clients, which includes 95% of all Fortune 500 companies. IBM's products, including Red Hat, watsonx, and mainframes, handle some of the world's most important data workloads in areas like finance and retail.
76GF Score
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