International Business Machines (CHIX:IBMD) Interest Income: €447 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:IBMD International Business Machines Corp CHIX:IBMD
78 GF Score
Price €190.42
GF Value €207.53
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is International Business Machines Interest Income?

International Business Machines CHIX:IBMD 78 Interest Income is €447 Mil as of Jun. 2026. GuruFocus rates CHIX:IBMD with a GF Score™ of 78/100 and a GF Value™ of €207.53 (Fairly Valued). The stock has 1 warning sign investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. International Business Machines's interest income for the three months ended in Jun. 2026 was €75 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was €447 Mil.

International Business Machines Interest Income Historical Data

* Premium members only.

The historical data trend for International Business Machines's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Business Machines Interest Income Chart

International Business Machines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.02 152.93 614.39 713.39 550.83

International Business Machines Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 149.12 127.80 112.73 131.48 74.65
CHIX:IBMD
78GF Score
International Business Machines Corp CHIX:IBMD
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International Business Machines Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €447 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of €447 Mil mean?
International Business Machines (CHIX:IBMD) has a Interest Income of €447 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on International Business Machines and its competitors.
Is International Business Machines' Interest Income too high?
International Business Machines' current Interest Income is €447 Mil. Overall, International Business Machines has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does International Business Machines' Interest Income compare to ACN and FISV?
International Business Machines' Interest Income of €447 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Software company?
A good Interest Income depends on the Software industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on International Business Machines and its competitors. International Business Machines's current Interest Income is €447 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Business Machines stock overvalued right now?
Based on GuruFocus' analysis, International Business Machines (CHIX:IBMD) is currently considered Fairly Valued. The stock's GF Value™ is €207.53, compared to a current price of €190.42 — trading 8.2% below its estimated fair value. The current Interest Income is €447 Mil. International Business Machines' overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For International Business Machines (CHIX:IBMD), the current Interest Income is €447 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Business Machines (CHIX:IBMD) Overvalued in 2026?

Based on GuruFocus' analysis, International Business Machines stock appears to be undervalued. The current stock price of €190.42 is trading 8.2% below its estimated GF Value™ of €207.53. GuruFocus considers International Business Machines to be Fairly Valued.

Key valuation signals for CHIX:IBMD:

  • Interest Income: €447 Mil
  • GF Value™: €207.53 vs. price of €190.42 (8.2% below fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the CHIX:IBMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

International Business Machines Business Description

Address One New Orchard Road, Armonk, NY, USA, 10504
Incorporated in 1911, International Business Machines, or IBM, is one of the oldest technology companies in the world. It provides software, IT consulting services, and hardware to help business customers modernize their technology workflows. IBM operates in 175 countries and employs approximately 300,000 people. The company has a robust roster of business partners to service its clients, which includes 95% of all Fortune 500 companies. IBM's products, including Red Hat, watsonx, and mainframes, handle some of the world's most important data workloads in areas like finance and retail.
78GF Score

Get the complete analysis for CHIX:IBMD

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€190.42
Price
€207.53
GF Value