CUEN (Cuentas) Equity-to-Asset: -3.88 (As of Mar. 2026)

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CUEN Cuentas Inc CUEN
22 GF Score
Price $0.58
! 3 Warning Signs
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What is Cuentas Equity-to-Asset?

Cuentas CUEN 22 Equity-to-Asset is -3.88 as of Mar. 2026. GuruFocus rates CUEN with a GF Score™ of 22/100. The stock has 3 warning signs investors should review. Among 2,893 Software companies, Cuentas ranks worse than 97.41% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Cuentas's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $-3.43 Mil. Cuentas's Total Assets for the quarter that ended in Mar. 2026 was $0.88 Mil.

The historical rank and industry rank for Cuentas's Equity-to-Asset or its related term are showing as below:

CUEN' s Equity-to-Asset Range Over the Past 10 Years
Min: -36.63   Med: -0.38   Max: 0.79
Current: -3.88

During the past 13 years, the highest Equity to Asset Ratio of Cuentas was 0.79. The lowest was -36.63. And the median was -0.38.

CUEN's Equity-to-Asset is ranked worse than
97.41% of 2893 companies
in the Software industry
Industry Median: 0.56 vs CUEN: -3.88

Cuentas  (OTCPK:CUEN) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Cuentas Equity-to-Asset Related Terms


Cuentas Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Cuentas's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cuentas Equity-to-Asset Chart

Cuentas Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 -0.48 -0.02 -2.85 -4.10

Cuentas Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.24 -11.26 -12.68 -4.10 -3.88

CUEN vs WCT, NTCL, VIIQ: Equity-to-Asset Comparison

For the Software - Application subindustry, Cuentas's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cuentas Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, Cuentas's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Cuentas's Equity-to-Asset falls into.


CUEN
22GF Score
Cuentas Inc CUEN
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Cuentas Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Cuentas's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=-3.948/0.962
=

Cuentas's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=-3.427/0.884
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of -3.88 mean?
Cuentas (CUEN) has a Equity-to-Asset of -3.88 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cuentas and its competitors. According to the industry distribution chart, Cuentas ranks #2818 out of 2893 companies in the Software industry, placing it in the top 97.4%.
Is Cuentas' Equity-to-Asset too high?
Cuentas' current Equity-to-Asset is -3.88. Based on the distribution chart, Cuentas ranks #2818 out of 2893 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Cuentas has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Cuentas' Equity-to-Asset compare to WCT and NTCL?
According to the Software industry distribution chart, Cuentas ranks #2818 out of 2893 companies for Equity-to-Asset. This places Cuentas in the lower half of its industry. The industry median Equity-to-Asset is 0.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,893 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cuentas and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cuentas's current Equity-to-Asset is -3.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cuentas stock overvalued right now?
Cuentas (CUEN) has a current Equity-to-Asset of -3.88. The current Equity-to-Asset is -3.88. Cuentas' overall GF Score™ is 22/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Cuentas (CUEN), the current Equity-to-Asset is -3.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cuentas Business Description

Address 235 Lincoln Road, Suite 210, Miami Beach, FL, USA, 33139
Cuentas Inc is a FinTech e-banking and e-commerce service provider with proprietary technology aimed at providing solutions for the underbanked and un-banked Hispanic and Latino population. It operates in three business segments: telecommunications wholesale telecommunication services; and digital products.
22GF Score

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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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