CUEN (Cuentas) Moat Score: 2/10 (As of Jun. 27, 2026)


CUEN Cuentas Inc CUEN
18 GF Score
Price $0.32
! 3 Warning Signs
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What is Cuentas Moat Score?

Cuentas CUEN -3.75% 18 Moat Score is 2 as of Jun. 27, 2026. GuruFocus rates CUEN with a GF Score™ of 18/100. The stock has 3 warning signs investors should review. Among 2,848 Software companies, Cuentas ranks better than 79.53% on this metric.

Cuentas has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Cuentas has No Moat: Cuentas Inc lacks significant competitive advantages in the fintech sector. The company does not have a strong brand, market leadership, or unique intellectual property. There are no significant customer switching costs, cost advantages, or regulatory barriers that would provide a sustainable edge.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Cuentas might have No Moat - Very weak/transient advantages.

Cuentas  (OTCPK:CUEN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Cuentas Moat Score Related Terms

CUEN vs CLRI, FRGT, EPWKF: Moat Score Comparison

For the Software - Application subindustry, Cuentas's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cuentas Moat Score vs Software Industry

For the Software industry and Technology sector, Cuentas's Moat Score distribution charts can be found below:

* The bar in red indicates where Cuentas's Moat Score falls into.


CUEN
18GF Score
Cuentas Inc CUEN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Cuentas (CUEN) has a Moat Score of 2 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Cuentas ranks #583 out of 2848 companies in the Software industry, placing it in the top 20.5%.
Is Cuentas' Moat Score too high?
Cuentas' current Moat Score is 2. Based on the distribution chart, Cuentas ranks #583 out of 2848 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Cuentas has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Cuentas' Moat Score compare to CLRI and FRGT?
According to the Software industry distribution chart, Cuentas ranks #583 out of 2848 companies for Moat Score. This places Cuentas in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Cuentas's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cuentas stock overvalued right now?
Cuentas (CUEN) has a current Moat Score of 2. The current Moat Score is 2. Cuentas' overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Cuentas (CUEN), the current Moat Score is 2 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cuentas Business Description

Address 235 Lincoln Road, Suite 210, Miami Beach, FL, USA, 33139
Cuentas Inc is a FinTech e-banking and e-commerce service provider with proprietary technology aimed at providing solutions for the underbanked and un-banked Hispanic and Latino population. It operates in three business segments: telecommunications wholesale telecommunication services; and digital products.
18GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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