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CUEN (Cuentas) EBITDA : $-5.14 Mil (TTM As of Mar. 2024)


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What is Cuentas EBITDA?

Cuentas's EBITDA for the three months ended in Mar. 2024 was $-0.43 Mil. Its EBITDA for the trailing twelve months (TTM) ended in Mar. 2024 was $-5.14 Mil.

During the past 3 years, the average EBITDA Growth Rate was -3.00% per year. During the past 5 years, the average EBITDA Growth Rate was -63.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of Cuentas was 71.40% per year. The lowest was -259.20% per year. And the median was -35.25% per year.

Cuentas's EBITDA per Share for the three months ended in Mar. 2024 was $-0.16. Its EBITDA per share for the trailing twelve months (TTM) ended in Mar. 2024 was $-1.96.

During the past 3 years, the average EBITDA per Share Growth Rate was 36.80% per year. During the past 5 years, the average EBITDA per Share Growth Rate was 30.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per share growth rate using EBITDA per Share data.

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of Cuentas was 81.90% per year. The lowest was -38.10% per year. And the median was 47.50% per year.


Cuentas EBITDA Historical Data

The historical data trend for Cuentas's EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cuentas EBITDA Chart

Cuentas Annual Data
Trend Sep14 Sep15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.19 -5.57 -8.74 -8.94 -6.09

Cuentas Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.68 -0.89 -1.17 -2.65 -0.43

Competitive Comparison of Cuentas's EBITDA

For the Software - Application subindustry, Cuentas's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cuentas's EV-to-EBITDA Distribution in the Software Industry

For the Software industry and Technology sector, Cuentas's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Cuentas's EV-to-EBITDA falls into.


Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Cuentas's EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Cuentas's EBITDA was directly provided by GuruFocus' data source Morningstar. For the fiscal year ended in Dec. 2023, Cuentas's EBITDA was $-6.09 Mil.

Cuentas's EBITDA for the quarter that ended in Mar. 2024 is calculated as

Cuentas's EBITDA was directly provided by GuruFocus' data source Morningstar. For the quarter ended in Mar. 2024, Cuentas's EBITDA was $-0.43 Mil.

EBITDA for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $-5.14 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sometimes companies may have already deducted Depreciation and Amortization from Gross Profit. In this case Depreciation and Amortization needs to be added back when calculating EBITDA.

Cuentas  (OTCPK:CUEN) EBITDA Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals Operating Income. Operating Income is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses.. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies. Also Price-to-EBITDA is sometimes used in valuations.


Cuentas EBITDA Related Terms

Thank you for viewing the detailed overview of Cuentas's EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Cuentas Business Description

Traded in Other Exchanges
N/A
Address
235 Lincoln Road, Suite 210, Miami Beach, FL, USA, 33139
Cuentas Inc is a FinTech e-banking and e-commerce service provider with proprietary technology aimed at providing solutions for the underbanked and un-banked Hispanic and Latino population. It operates in three segments: Telecommunications, wholesale telecommunication services and digital products and general purpose reloadable cards. Its services include mobile banking, online banking, prepaid debit, ACH and mobile deposits, cash remittance, peer-to-peer money transferring, and providing access to bank accounts for customers who previously could not obtain bank accounts. The proprietary Cuentas General Purpose Reloadable (GPR) Card provides holders with a digital wallet, discounts for purchases at major physical and online retailers, rewards, and the ability to purchase digital content.
Executives
Arik Maimon officer: CEO 1111 BRICKELL AVENUE, SUITE 2200, MIAMI FL 33131
Jeffery D. Johnson officer: Chief Executive Officer 235 LINCOLN RD., SUITE 210, MIAMI BEACH FL 33139
Cima Telecom, Inc. 10 percent owner 1728 CORAL WAY, 6TH FLOOR, MIAMI FL 33145
Yochanon Bruk director 1898 NW 74TH AVE, PEMBROKE PINES FL 33024
Richard J Berman director 305 COLLEGE ROAD EAST, PRINCETON NJ 08540
Adiv Baruch director 9 SHAUL AVIGUR ST., TEL AVIV L3 69379
Ran Daniel officer: Chief Financial Officer 101 WEST 90TH STREET, NEW YORK NY 10024
Heritage Ventures Ltd 10 percent owner SUITE 31 THE MALL, BEACON COURT, SANDYFORD, DUBLIN 18 L2 D18 R8Y7
Harrison Vargas 10 percent owner 10007 VESTAL PLACE, CORAL SPRINGS FL 33071
De Prado Michael A. officer: President & COO 1111 BRICKELL AVENUE, SUITE 2200, MIAMI FL 33131
Robert Rico other: Resigned officer and director 4775 COLLINS AVE # 4205, MIAMI BEACH NJ 33140
Calvin Lewis other: Resigned officer and director 4779 COLLINS AVE, 1907, MIAMI BEACH FL 33140
Lisa Bischof director, officer: Treasurer 6980 SOUTH EDGERTON ROAD, BRECKSVILLE OH 44141
D Bruce Veness director, officer: Corporate Secretary 6980 SOUTH EDGERTON ROAD, BREAKSVILLE OH 44141
John L Bianco director, 10 percent owner, officer: CEO/President 6980 SOUTH EDGERTON ROAD, BRECKSVILLE OH 44141

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