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Fold HoldingsFLD +9.81%12 Equity-to-Asset is 0.60 as of Jun. 2026, which is 30% above its 10-year median of 0.46. GuruFocus rates FLD with a GF Score™ of 12/100. The stock has 4 warning signs investors should review. Among 815 Capital Markets companies, Fold Holdings ranks better than 57.18% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Fold Holdings's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $31.25 Mil. Fold Holdings's Total Assets for the quarter that ended in Jun. 2026 was $52.50 Mil.
Therefore, Fold Holdings's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.60.
The historical rank and industry rank for Fold Holdings's Equity-to-Asset or its related term are showing as below:
FLD'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.89 Med: 0.46 Max: 0.97
Current: 0.6
During the past 4 years, the highest Equity to Asset Ratio of Fold Holdings was 0.97. The lowest was -0.89. And the median was 0.46.
FLD's Equity-to-Asset is ranked better than 57.18% of 815
companies
in the Capital Markets industry
Industry Median: 0.5
vs FLD: 0.60
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Fold Holdings Equity-to-Asset Related Terms
Fold Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Fold Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FLD vs ATCH, SOS, BGDE: Equity-to-Asset Comparison
For the Capital Markets subindustry, Fold Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fold Holdings Equity-to-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Fold Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Fold Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Fold Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fold Holdings (FLD) has a Equity-to-Asset of 0.60 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fold Holdings and its competitors. This is 30% above median its historical median of 0.46. According to the industry distribution chart, Fold Holdings ranks #349 out of 815 companies in the Capital Markets industry, placing it in the top 42.8%.
Is Fold Holdings' Equity-to-Asset too high?
Fold Holdings' current Equity-to-Asset of 0.60 is 30% above median its 10-year median of 0.46. The Capital Markets industry median Equity-to-Asset is 0.50. Fold Holdings' value of 0.60 is 20% above this industry median. Based on the distribution chart, Fold Holdings ranks #349 out of 815 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Fold Holdings has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Fold Holdings' Equity-to-Asset compare to ATCH and SOS?
According to the Capital Markets industry distribution chart, Fold Holdings ranks #349 out of 815 companies for Equity-to-Asset. This puts Fold Holdings in the upper half of its industry. The industry median Equity-to-Asset is 0.50. Fold Holdings' value of 0.60 is 20% above this benchmark. While the company's 10-year median is 0.46 vs. the industry median of 0.50, Fold Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Capital Markets company?
The median Equity-to-Asset among Capital Markets companies is 0.50, based on 815 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fold Holdings's current Equity-to-Asset of 0.60 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fold Holdings and its competitors. For the Capital Markets industry, the median Equity-to-Asset is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fold Holdings's current Equity-to-Asset is 0.60, which is 30% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fold Holdings stock overvalued right now?
Fold Holdings (FLD) has a current Equity-to-Asset of 0.60. The current Equity-to-Asset is 0.60, which is 30% above median its 10-year median of 0.46 and 20% above the Capital Markets industry median of 0.50. Fold Holdings' overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Fold Holdings (FLD), the current Equity-to-Asset is 0.60 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fold Holdings Inc is a bitcoin financial services company dedicated to expanding access to bitcoin through a comprehensive suite of consumer financial products. Its financial services platform that allows customers to earn, accumulate, and utilize bitcoin in their everyday life. The company offers consumers an FDIC insured checking account through Sutton Bank, a prepaid Visa debit card (the Fold Debit Card), a bitcoin rewards credit card (the Fold Credit Card), a bitcoin gift card, bill payments, and an extensive catalog of merchant reward offers. It also offers various forms of bitcoin buying and selling with low-to-zero fees and insured custody.
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