FLD (Fold Holdings) Net Debt Paydown Yield % : -120.20% (As of Jul. 07, 2026)


FLD Fold Holdings Inc FLD
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What is Fold Holdings Net Debt Paydown Yield %?

Fold Holdings FLD -4.90% 8 Net Debt Paydown Yield % is -120.20% as of Jul. 07, 2026. GuruFocus rates FLD with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 647 Capital Markets companies, Fold Holdings ranks worse than 97.22% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Fold Holdings's Net Debt Paydown Yield % was -120.20%.


Fold Holdings  (NAS:FLD) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Fold Holdings Net Debt Paydown Yield % Related Terms


Fold Holdings Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Fold Holdings's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fold Holdings Net Debt Paydown Yield % Chart

Fold Holdings Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
0.00 0.00 0.00 -51.26

Fold Holdings Quarterly Data
Dec22 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.69 -25.50 -31.17 -51.26 -44.94

FLD vs CFOR, ATCH, ANY: Net Debt Paydown Yield % Comparison

For the Capital Markets subindustry, Fold Holdings's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fold Holdings Net Debt Paydown Yield % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Fold Holdings's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Fold Holdings's Net Debt Paydown Yield % falls into.


FLD
8GF Score
Fold Holdings Inc FLD
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fold Holdings Net Debt Paydown Yield % Calculation

Fold Holdings's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 38.42-68.29 )/66.46596
=-44.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -120.20% mean?
Fold Holdings (FLD) has a Net Debt Paydown Yield % of -120.20% as of Jul. 07, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Fold Holdings and its competitors. According to the industry distribution chart, Fold Holdings ranks #629 out of 647 companies in the Capital Markets industry, placing it in the top 97.2%.
Is Fold Holdings' Net Debt Paydown Yield % too high?
Fold Holdings' current Net Debt Paydown Yield % is -120.20%. Based on the distribution chart, Fold Holdings ranks #629 out of 647 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Fold Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Fold Holdings' Net Debt Paydown Yield % compare to CFOR and ATCH?
According to the Capital Markets industry distribution chart, Fold Holdings ranks #629 out of 647 companies for Net Debt Paydown Yield %. This places Fold Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Capital Markets company?
A good Net Debt Paydown Yield % depends on the Capital Markets industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Fold Holdings and its competitors. Fold Holdings's current Net Debt Paydown Yield % is -120.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fold Holdings stock overvalued right now?
Fold Holdings (FLD) has a current Net Debt Paydown Yield % of -120.20%. The current Net Debt Paydown Yield % is -120.20%. Fold Holdings' overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Fold Holdings (FLD), the current Net Debt Paydown Yield % is -120.20% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fold Holdings Business Description

Address 2942 North 24th Street, Suite 115, No. 42035, Phoenix, AZ, USA, 85016
Fold Holdings Inc is a bitcoin financial services company dedicated to expanding access to bitcoin through a comprehensive suite of consumer financial products. Its financial services platform that allows customers to earn, accumulate, and utilize bitcoin in their everyday life. The company offers consumers an FDIC insured checking account through Sutton Bank, a prepaid Visa debit card (the Fold Debit Card), a bitcoin rewards credit card (the Fold Credit Card), a bitcoin gift card, bill payments, and an extensive catalog of merchant reward offers. It also offers various forms of bitcoin buying and selling with low-to-zero fees and insured custody.
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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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