Fold HoldingsFLD -9.65%8 Quick Ratio is 0.46 as of Mar. 2026, which is 63% below its 10-year median of 1.26. GuruFocus rates FLD with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 687 Capital Markets companies, Fold Holdings ranks worse than 93.3% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Fold Holdings's quick ratio for the quarter that ended in Mar. 2026 was 0.46.
Fold Holdings has a quick ratio of 0.46. It indicates that the company cannot currently fully pay back its current liabilities.
The historical rank and industry rank for Fold Holdings's Quick Ratio or its related term are showing as below:
FLD'
s Quick Ratio Range Over the Past 10 Years
Min: 0.09 Med: 1.26 Max: 2.65
Current: 0.46
During the past 4 years, Fold Holdings's highest Quick Ratio was 2.65. The lowest was 0.09. And the median was 1.26.
FLD's Quick Ratio is ranked worse than 93.3% of 687
companies
in the Capital Markets industry
Industry Median: 2.1
vs FLD: 0.46
Fold Holdings (NAS:FLD) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Fold Holdings Quick Ratio Related Terms
Fold Holdings Quick Ratio Historical Data
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The historical data trend for Fold Holdings's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Fold Holdings's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fold Holdings Quick Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Fold Holdings's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Fold Holdings's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Fold Holdings's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fold Holdings (FLD) has a Quick Ratio of 0.46 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Fold Holdings and its competitors. This is 63% below median its historical median of 1.26. Over the past decade, Fold Holdings' Quick Ratio has ranged from 0.09 to 2.65. According to the industry distribution chart, Fold Holdings ranks #641 out of 687 companies in the Capital Markets industry, placing it in the top 93.3%.
Is Fold Holdings' Quick Ratio too high?
Fold Holdings' current Quick Ratio of 0.46 is 63% below median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 2.65. The Capital Markets industry median Quick Ratio is 2.10. Fold Holdings' value of 0.46 is 78.1% below this industry median. Based on the distribution chart, Fold Holdings ranks #641 out of 687 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Fold Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Fold Holdings' Quick Ratio compare to PLUT and MATH?
According to the Capital Markets industry distribution chart, Fold Holdings ranks #641 out of 687 companies for Quick Ratio. This places Fold Holdings in the lower half of its industry. The industry median Quick Ratio is 2.10. Fold Holdings' value of 0.46 is 78.1% below this benchmark. Historically, Fold Holdings' own Quick Ratio has ranged from 0.09 to 2.65 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 2.10, Fold Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Capital Markets company?
The median Quick Ratio among Capital Markets companies is 2.10, based on 687 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fold Holdings's current Quick Ratio of 0.46 is 78.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Fold Holdings and its competitors. For the Capital Markets industry, the median Quick Ratio is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fold Holdings's current Quick Ratio is 0.46, which is 63% below median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fold Holdings stock overvalued right now?
Fold Holdings (FLD) has a current Quick Ratio of 0.46. The current Quick Ratio is 0.46, which is 63% below median its 10-year median of 1.26 and 78.1% below the Capital Markets industry median of 2.10. Fold Holdings' overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Fold Holdings (FLD), the current Quick Ratio is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fold Holdings Inc is a bitcoin financial services company dedicated to expanding access to bitcoin through a comprehensive suite of consumer financial products. Its financial services platform that allows customers to earn, accumulate, and utilize bitcoin in their everyday life. The company offers consumers an FDIC insured checking account through Sutton Bank, a prepaid Visa debit card (the Fold Debit Card), a bitcoin rewards credit card (the Fold Credit Card), a bitcoin gift card, bill payments, and an extensive catalog of merchant reward offers. It also offers various forms of bitcoin buying and selling with low-to-zero fees and insured custody.
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