PT Bank Panin Dubai Syariah Tbk (FRA:2PS) Equity-to-Asset: 0.15 (As of Jun. 2026) — Near Median

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FRA:2PS PT Bank Panin Dubai Syariah Tbk FRA:2PS
63 GF Score
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! 1 Warning Sign
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What is PT Bank Panin Dubai Syariah Tbk Equity-to-Asset?

PT Bank Panin Dubai Syariah Tbk FRA:2PS 63 Equity-to-Asset is 0.15 as of Jun. 2026, which is 6% below its 10-year median of 0.16. GuruFocus rates FRA:2PS with a GF Score™ of 63/100. The stock has 1 warning sign investors should review. Among 1,526 Banks companies, PT Bank Panin Dubai Syariah Tbk ranks better than 86.37% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. PT Bank Panin Dubai Syariah Tbk's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €145.78 Mil. PT Bank Panin Dubai Syariah Tbk's Total Assets for the quarter that ended in Jun. 2026 was €991.22 Mil. Therefore, PT Bank Panin Dubai Syariah Tbk's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.15.

The historical rank and industry rank for PT Bank Panin Dubai Syariah Tbk's Equity-to-Asset or its related term are showing as below:

FRA:2PS' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.03   Med: 0.16   Max: 0.28
Current: 0.15

During the past 13 years, the highest Equity to Asset Ratio of PT Bank Panin Dubai Syariah Tbk was 0.28. The lowest was 0.03. And the median was 0.16.

FRA:2PS's Equity-to-Asset is ranked better than
86.37% of 1526 companies
in the Banks industry
Industry Median: 0.1 vs FRA:2PS: 0.15

PT Bank Panin Dubai Syariah Tbk  (FRA:2PS) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


PT Bank Panin Dubai Syariah Tbk Equity-to-Asset Related Terms


PT Bank Panin Dubai Syariah Tbk Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for PT Bank Panin Dubai Syariah Tbk's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Panin Dubai Syariah Tbk Equity-to-Asset Chart

PT Bank Panin Dubai Syariah Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.17 0.16 0.17 0.16

PT Bank Panin Dubai Syariah Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.16 0.16 0.15 0.15

PT Bank Panin Dubai Syariah Tbk Equity-to-Asset Competitor Comparison

For the Banks - Regional subindustry, PT Bank Panin Dubai Syariah Tbk's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Panin Dubai Syariah Tbk Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Panin Dubai Syariah Tbk's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where PT Bank Panin Dubai Syariah Tbk's Equity-to-Asset falls into.


FRA:2PS
63GF Score
PT Bank Panin Dubai Syariah Tbk FRA:2PS
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Panin Dubai Syariah Tbk Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

PT Bank Panin Dubai Syariah Tbk's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=151.907/977.214
=0.16

PT Bank Panin Dubai Syariah Tbk's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=145.778/991.223
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.15 mean?
PT Bank Panin Dubai Syariah Tbk (FRA:2PS) has a Equity-to-Asset of 0.15 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Panin Dubai Syariah Tbk and its competitors. This is near median its historical median of 0.16. Over the past decade, PT Bank Panin Dubai Syariah Tbk's Equity-to-Asset has ranged from 0.03 to 0.28. According to the industry distribution chart, PT Bank Panin Dubai Syariah Tbk ranks #208 out of 1526 companies in the Banks industry, placing it in the top 13.6%.
Is PT Bank Panin Dubai Syariah Tbk's Equity-to-Asset too high?
PT Bank Panin Dubai Syariah Tbk's current Equity-to-Asset of 0.15 is near median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.28. The Banks industry median Equity-to-Asset is 0.10. PT Bank Panin Dubai Syariah Tbk's value of 0.15 is 50% above this industry median. Based on the distribution chart, PT Bank Panin Dubai Syariah Tbk ranks #208 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Panin Dubai Syariah Tbk has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Panin Dubai Syariah Tbk's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, PT Bank Panin Dubai Syariah Tbk ranks #208 out of 1526 companies for Equity-to-Asset. This places PT Bank Panin Dubai Syariah Tbk in the top 14% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. PT Bank Panin Dubai Syariah Tbk's value of 0.15 is 50% above this benchmark. Historically, PT Bank Panin Dubai Syariah Tbk's own Equity-to-Asset has ranged from 0.03 to 0.28 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.10, PT Bank Panin Dubai Syariah Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Panin Dubai Syariah Tbk's current Equity-to-Asset of 0.15 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Panin Dubai Syariah Tbk and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Panin Dubai Syariah Tbk's current Equity-to-Asset is 0.15, which is near median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Panin Dubai Syariah Tbk stock overvalued right now?
PT Bank Panin Dubai Syariah Tbk (FRA:2PS) has a current Equity-to-Asset of 0.15. The current Equity-to-Asset is 0.15, which is near median its 10-year median of 0.16 and 50% above the Banks industry median of 0.10. PT Bank Panin Dubai Syariah Tbk's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PT Bank Panin Dubai Syariah Tbk (FRA:2PS), the current Equity-to-Asset is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Bank Panin Dubai Syariah Tbk Business Description

Other Exchanges PNBS:Indonesia
Address Jalan Letjend S. Parman Kav. 91, Panin Life Center Building, 3rd Floor, Slipi, Palmerah, West Jakarta, Jakarta, IDN, 11420
PT Bank Panin Dubai Syariah Tbk is an Indonesia-based Islamic commercial bank engaged in providing Sharia banking products and services. The bank offers financing products based on Murabahah, Mudharabah, Musyarakah, and Ijarah principles, along with savings accounts, current accounts, time deposits, treasury services, and digital banking solutions. Its operations serve retail, consumer, SME, and commercial banking customers in accordance with Islamic banking principles.
63GF Score

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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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