PT Bank Panin Dubai Syariah Tbk (FRA:2PS) Retained Earnings: €-50.33 Mil (As of Mar. 2026)

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FRA:2PS PT Bank Panin Dubai Syariah Tbk FRA:2PS
67 GF Score
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What is PT Bank Panin Dubai Syariah Tbk Retained Earnings?

PT Bank Panin Dubai Syariah Tbk FRA:2PS 67 Retained Earnings is €-50.33 Mil as of Mar. 2026. GuruFocus rates FRA:2PS with a GF Score™ of 67/100. The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Bank Panin Dubai Syariah Tbk's retained earnings for the quarter that ended in Mar. 2026 was €-50.33 Mil.

PT Bank Panin Dubai Syariah Tbk's quarterly retained earnings increased from Sep. 2025 (€-54.67 Mil) to Dec. 2025 (€-52.91 Mil) and increased from Dec. 2025 (€-52.91 Mil) to Mar. 2026 (€-50.33 Mil).

PT Bank Panin Dubai Syariah Tbk's annual retained earnings increased from Dec. 2023 (€-66.78 Mil) to Dec. 2024 (€-65.65 Mil) and increased from Dec. 2024 (€-65.65 Mil) to Dec. 2025 (€-52.91 Mil).


PT Bank Panin Dubai Syariah Tbk  (FRA:2PS) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PT Bank Panin Dubai Syariah Tbk Retained Earnings Historical Data

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The historical data trend for PT Bank Panin Dubai Syariah Tbk's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Panin Dubai Syariah Tbk Retained Earnings Chart

PT Bank Panin Dubai Syariah Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -99.33 -82.06 -66.78 -65.65 -52.91

PT Bank Panin Dubai Syariah Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -61.19 -57.22 -54.67 -52.91 -50.33
FRA:2PS
67GF Score
PT Bank Panin Dubai Syariah Tbk FRA:2PS
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Panin Dubai Syariah Tbk Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €-50.33 Mil mean?
PT Bank Panin Dubai Syariah Tbk (FRA:2PS) has a Retained Earnings of €-50.33 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Bank Panin Dubai Syariah Tbk and its competitors.
Is PT Bank Panin Dubai Syariah Tbk's Retained Earnings too high?
PT Bank Panin Dubai Syariah Tbk's current Retained Earnings is €-50.33 Mil. Overall, PT Bank Panin Dubai Syariah Tbk has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Panin Dubai Syariah Tbk's Retained Earnings compare to competitors?
PT Bank Panin Dubai Syariah Tbk's Retained Earnings of €-50.33 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Bank Panin Dubai Syariah Tbk and its competitors. PT Bank Panin Dubai Syariah Tbk's current Retained Earnings is €-50.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Panin Dubai Syariah Tbk stock overvalued right now?
PT Bank Panin Dubai Syariah Tbk (FRA:2PS) has a current Retained Earnings of €-50.33 Mil. The current Retained Earnings is €-50.33 Mil. PT Bank Panin Dubai Syariah Tbk's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Bank Panin Dubai Syariah Tbk (FRA:2PS), the current Retained Earnings is €-50.33 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Bank Panin Dubai Syariah Tbk Business Description

Other Exchanges PNBS:Indonesia
Address Jalan Letjend S. Parman Kav. 91, Panin Life Center Building, 3rd Floor, Slipi, Palmerah, West Jakarta, Jakarta, IDN, 11420
PT Bank Panin Dubai Syariah Tbk is an Indonesia-based Islamic commercial bank engaged in providing Sharia banking products and services. The bank offers financing products based on Murabahah, Mudharabah, Musyarakah, and Ijarah principles, along with savings accounts, current accounts, time deposits, treasury services, and digital banking solutions. Its operations serve retail, consumer, SME, and commercial banking customers in accordance with Islamic banking principles.
67GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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