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BOC Hong Kong HoldingsFRA:BOF +1.18%58 Equity-to-Asset is 0.08 as of Dec. 2025, which is 11% below its 10-year median of 0.09. GuruFocus rates FRA:BOF with a GF Score™ of 58/100 and a GF Value™ of €3.30 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,524 Banks companies, BOC Hong Kong Holdings ranks worse than 66.6% on this metric.
BOC Hong Kong Holdings (FRA:BOF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
BOC Hong Kong Holdings Equity-to-Asset Related Terms
BOC Hong Kong Holdings Equity-to-Asset Historical Data
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The historical data trend for BOC Hong Kong Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOC Hong Kong Holdings Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, BOC Hong Kong Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BOC Hong Kong Holdings Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, BOC Hong Kong Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where BOC Hong Kong Holdings's Equity-to-Asset falls into.
BOC Hong Kong Holdings Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
BOC Hong Kong Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOC Hong Kong Holdings (FRA:BOF) has a Equity-to-Asset of 0.08 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BOC Hong Kong Holdings and its competitors. This is 11% below median its historical median of 0.09. Over the past decade, BOC Hong Kong Holdings' Equity-to-Asset has ranged from 0.08 to 0.10. According to the industry distribution chart, BOC Hong Kong Holdings ranks #1015 out of 1524 companies in the Banks industry, placing it in the top 66.6%.
Is BOC Hong Kong Holdings' Equity-to-Asset too high?
BOC Hong Kong Holdings' current Equity-to-Asset of 0.08 is 11% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. BOC Hong Kong Holdings' value of 0.08 is 20% below this industry median. Based on the distribution chart, BOC Hong Kong Holdings ranks #1015 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, BOC Hong Kong Holdings has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BOC Hong Kong Holdings' Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, BOC Hong Kong Holdings ranks #1015 out of 1524 companies for Equity-to-Asset. This places BOC Hong Kong Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.10. BOC Hong Kong Holdings' value of 0.08 is 20% below this benchmark. Historically, BOC Hong Kong Holdings' own Equity-to-Asset has ranged from 0.08 to 0.10 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, BOC Hong Kong Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BOC Hong Kong Holdings's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BOC Hong Kong Holdings and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BOC Hong Kong Holdings's current Equity-to-Asset is 0.08, which is 11% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BOC Hong Kong Holdings stock overvalued right now?
Based on GuruFocus' analysis, BOC Hong Kong Holdings (FRA:BOF) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.30, compared to a current price of €5.50 — trading 66.7% above its estimated fair value. The current Equity-to-Asset is 0.08, which is 11% below median its 10-year median of 0.09 and 20% below the Banks industry median of 0.10. BOC Hong Kong Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For BOC Hong Kong Holdings (FRA:BOF), the current Equity-to-Asset is 0.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BOC Hong Kong Holdings (FRA:BOF) Overvalued in 2026?
Based on GuruFocus' analysis, BOC Hong Kong Holdings stock appears to be overvalued.
The current stock price of €5.50 is trading 66.7% above its estimated GF Value™ of €3.30.
GuruFocus considers BOC Hong Kong Holdings to be Significantly Overvalued.
Key valuation signals for FRA:BOF:
Equity-to-Asset: 0.08 (11% below median its 10-year median of 0.09)
GF Value™: €3.30 vs. price of €5.50 (66.7% above fair value)
Industry Position: 20% below the Banks median (#1015 of 1524)
No single metric tells the full story. See the FRA:BOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BOC Hong Kong is a subsidiary of Bank of China. It is the second-largest bank in Hong Kong in terms of loan and deposit market shares. Although BOC Hong Kong is legally separate from its parent, it maintains close relationships with it in management, administration, and business relations. The two companies also cooperate in several areas, including the reselling of Bank of China's insurance and securities services. Bank of China holds a 66% stake in BOC Hong Kong.
58GF Score
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