BOC Hong Kong Holdings (FRA:BOF) Moat Score: 6/10 (As of Jul. 01, 2026)


FRA:BOF BOC Hong Kong Holdings Ltd FRA:BOF
73 GF Score
Price €4.66
GF Value €3.44
Valuation Significantly Overvalued
! 6 Warning Signs
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What is BOC Hong Kong Holdings Moat Score?

BOC Hong Kong Holdings FRA:BOF -2.66% 73 Moat Score is 6 as of Jul. 01, 2026. GuruFocus rates FRA:BOF with a GF Score™ of 73/100 and a GF Value™ of €3.44 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,611 Banks companies, BOC Hong Kong Holdings ranks better than 97.83% on this metric.

BOC Hong Kong Holdings has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

BOC Hong Kong Holdings has Narrow Moat: BOC Hong Kong has a strong narrow moat due to its significant market share in Hong Kong, brand strength, and regulatory barriers. It benefits from customer loyalty and a robust distribution network, though it faces regional competition.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes BOC Hong Kong Holdings might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

BOC Hong Kong Holdings  (FRA:BOF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

BOC Hong Kong Holdings Moat Score Related Terms

BOC Hong Kong Holdings Moat Score Competitor Comparison

For the Banks - Regional subindustry, BOC Hong Kong Holdings's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BOC Hong Kong Holdings Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, BOC Hong Kong Holdings's Moat Score distribution charts can be found below:

* The bar in red indicates where BOC Hong Kong Holdings's Moat Score falls into.


FRA:BOF
73GF Score
BOC Hong Kong Holdings Ltd FRA:BOF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
BOC Hong Kong Holdings (FRA:BOF) has a Moat Score of 6 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, BOC Hong Kong Holdings ranks #35 out of 1611 companies in the Banks industry, placing it in the top 2.2%.
Is BOC Hong Kong Holdings' Moat Score too high?
BOC Hong Kong Holdings' current Moat Score is 6. Based on the distribution chart, BOC Hong Kong Holdings ranks #35 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BOC Hong Kong Holdings has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BOC Hong Kong Holdings' Moat Score compare to competitors?
According to the Banks industry distribution chart, BOC Hong Kong Holdings ranks #35 out of 1611 companies for Moat Score. This places BOC Hong Kong Holdings in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. BOC Hong Kong Holdings's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BOC Hong Kong Holdings stock overvalued right now?
Based on GuruFocus' analysis, BOC Hong Kong Holdings (FRA:BOF) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.44, compared to a current price of €4.66 — trading 35.3% above its estimated fair value. The current Moat Score is 6. BOC Hong Kong Holdings' overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For BOC Hong Kong Holdings (FRA:BOF), the current Moat Score is 6 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BOC Hong Kong Holdings (FRA:BOF) Overvalued in 2026?

Based on GuruFocus' analysis, BOC Hong Kong Holdings stock appears to be overvalued. The current stock price of €4.66 is trading 35.3% above its estimated GF Value™ of €3.44. GuruFocus considers BOC Hong Kong Holdings to be Significantly Overvalued.

Key valuation signals for FRA:BOF:

  • Moat Score: 6
  • GF Value™: €3.44 vs. price of €4.66 (35.3% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the FRA:BOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BOC Hong Kong Holdings Business Description

Address 1 Garden Road, 53rd Floor, Bank of China Tower, Hong Kong, HKG
BOC Hong Kong is a subsidiary of Bank of China. It is the second-largest bank in Hong Kong in terms of loan and deposit market shares. Although BOC Hong Kong is legally separate from its parent, it maintains close relationships with it in management, administration, and business relations. The two companies also cooperate in several areas, including the reselling of Bank of China's insurance and securities services. Bank of China holds a 66% stake in BOC Hong Kong.
73GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.66
Price
€3.44
GF Value