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BOC Hong Kong HoldingsFRA:BOF -0.62%73 Return-on-Tangible-Asset is 0.81% as of Dec. 2025, which is 14% below its 10-year median of 0.94. GuruFocus rates FRA:BOF with a GF Score™ of 73/100 and a GF Value™ of €3.42 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,529 Banks companies, BOC Hong Kong Holdings ranks worse than 55.07% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. BOC Hong Kong Holdings's annualizedNet Income for the quarter that ended in Dec. 2025 was €3,944 Mil. BOC Hong Kong Holdings's average total tangible assets for the quarter that ended in Dec. 2025 was €489,126 Mil. Therefore, BOC Hong Kong Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.81%.
The historical rank and industry rank for BOC Hong Kong Holdings's Return-on-Tangible-Asset or its related term are showing as below:
FRA:BOF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.7 Med: 0.94 Max: 2.36
Current: 0.92
During the past 13 years, BOC Hong Kong Holdings's highest Return-on-Tangible-Asset was 2.36%. The lowest was 0.70%. And the median was 0.94%.
FRA:BOF's Return-on-Tangible-Asset is ranked worse than 55.07% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs FRA:BOF: 0.92
BOC Hong Kong Holdings (FRA:BOF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
BOC Hong Kong Holdings Return-on-Tangible-Asset Related Terms
BOC Hong Kong Holdings Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for BOC Hong Kong Holdings's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOC Hong Kong Holdings Return-on-Tangible-Asset Chart
BOC Hong Kong Holdings Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, BOC Hong Kong Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BOC Hong Kong Holdings Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, BOC Hong Kong Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where BOC Hong Kong Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.81% mean?
BOC Hong Kong Holdings (FRA:BOF) has a Return-on-Tangible-Asset of 0.81% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on BOC Hong Kong Holdings and its competitors. This is 14% below median its historical median of 0.94. Over the past decade, BOC Hong Kong Holdings' Return-on-Tangible-Asset has ranged from 0.70 to 2.36. According to the industry distribution chart, BOC Hong Kong Holdings ranks #842 out of 1529 companies in the Banks industry, placing it in the top 55.1%.
Is BOC Hong Kong Holdings' Return-on-Tangible-Asset too high?
BOC Hong Kong Holdings' current Return-on-Tangible-Asset of 0.81% is 14% below median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 2.36. The Banks industry median Return-on-Tangible-Asset is 0.99. BOC Hong Kong Holdings' value of 0.81% is 18.2% below this industry median. Based on the distribution chart, BOC Hong Kong Holdings ranks #842 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, BOC Hong Kong Holdings has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BOC Hong Kong Holdings' Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, BOC Hong Kong Holdings ranks #842 out of 1529 companies for Return-on-Tangible-Asset. This places BOC Hong Kong Holdings in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. BOC Hong Kong Holdings' value of 0.81% is 18.2% below this benchmark. Historically, BOC Hong Kong Holdings' own Return-on-Tangible-Asset has ranged from 0.70 to 2.36 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 0.99, BOC Hong Kong Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BOC Hong Kong Holdings's current Return-on-Tangible-Asset of 0.81% is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on BOC Hong Kong Holdings and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BOC Hong Kong Holdings's current Return-on-Tangible-Asset is 0.81%, which is 14% below median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BOC Hong Kong Holdings stock overvalued right now?
Based on GuruFocus' analysis, BOC Hong Kong Holdings (FRA:BOF) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.42, compared to a current price of €5.14 — trading 50.2% above its estimated fair value. The current Return-on-Tangible-Asset is 0.81%, which is 14% below median its 10-year median of 0.94 and 18.2% below the Banks industry median of 0.99. BOC Hong Kong Holdings' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For BOC Hong Kong Holdings (FRA:BOF), the current Return-on-Tangible-Asset is 0.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BOC Hong Kong Holdings (FRA:BOF) Overvalued in 2026?
Based on GuruFocus' analysis, BOC Hong Kong Holdings stock appears to be overvalued.
The current stock price of €5.14 is trading 50.2% above its estimated GF Value™ of €3.42.
GuruFocus considers BOC Hong Kong Holdings to be Significantly Overvalued.
Key valuation signals for FRA:BOF:
Return-on-Tangible-Asset: 0.81% (14% below median its 10-year median of 0.94)
GF Value™: €3.42 vs. price of €5.14 (50.2% above fair value)
Industry Position: 18.2% below the Banks median (#842 of 1529)
No single metric tells the full story. See the FRA:BOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BOC Hong Kong is a subsidiary of Bank of China. It is the second-largest bank in Hong Kong in terms of loan and deposit market shares. Although BOC Hong Kong is legally separate from its parent, it maintains close relationships with it in management, administration, and business relations. The two companies also cooperate in several areas, including the reselling of Bank of China's insurance and securities services. Bank of China holds a 66% stake in BOC Hong Kong.
73GF Score
Get the complete analysis for FRA:BOF
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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