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First BuseyFRA:FBYN 64 Equity-to-Asset is 0.13 as of Jun. 2026, which is 8% above its 10-year median of 0.12. GuruFocus rates FRA:FBYN with a GF Score™ of 64/100 and a GF Value™ of €22.30. The stock has 6 warning signs investors should review. Among 1,517 Banks companies, First Busey ranks better than 78.11% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. First Busey's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €2,089.3 Mil. First Busey's Total Assets for the quarter that ended in Jun. 2026 was €15,911.7 Mil.
Therefore, First Busey's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.13.
The historical rank and industry rank for First Busey's Equity-to-Asset or its related term are showing as below:
FRA:FBYN'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.12 Max: 0.14
Current: 0.13
During the past 13 years, the highest Equity to Asset Ratio of First Busey was 0.14. The lowest was 0.09. And the median was 0.12.
FRA:FBYN's Equity-to-Asset is ranked better than 78.11% of 1517
companies
in the Banks industry
Industry Median: 0.1
vs FRA:FBYN: 0.13
First Busey (FRA:FBYN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
First Busey Equity-to-Asset Related Terms
First Busey Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for First Busey's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:FBYN vs SYBT, MBIN, BANR: Equity-to-Asset Comparison
For the Banks - Regional subindustry, First Busey's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Busey Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, First Busey's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where First Busey's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
First Busey's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Busey (FRA:FBYN) has a Equity-to-Asset of 0.13 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on First Busey and its competitors. This is near median its historical median of 0.12. Over the past decade, First Busey's Equity-to-Asset has ranged from 0.09 to 0.14. According to the industry distribution chart, First Busey ranks #332 out of 1517 companies in the Banks industry, placing it in the top 21.9%.
Is First Busey's Equity-to-Asset too high?
First Busey's current Equity-to-Asset of 0.13 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. First Busey's value of 0.13 is 30% above this industry median. Based on the distribution chart, First Busey ranks #332 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Busey has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does First Busey's Equity-to-Asset compare to SYBT and MBIN?
According to the Banks industry distribution chart, First Busey ranks #332 out of 1517 companies for Equity-to-Asset. This places First Busey in the top 22% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. First Busey's value of 0.13 is 30% above this benchmark. Historically, First Busey's own Equity-to-Asset has ranged from 0.09 to 0.14 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, First Busey has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Busey's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on First Busey and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Busey's current Equity-to-Asset is 0.13, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Busey stock overvalued right now?
First Busey (FRA:FBYN) has a current Equity-to-Asset of 0.13. The stock's GF Value™ is €22.30, compared to a current price of €25.40 — trading 13.9% above its estimated fair value. The current Equity-to-Asset is 0.13, which is near median its 10-year median of 0.12 and 30% above the Banks industry median of 0.10. First Busey's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For First Busey (FRA:FBYN), the current Equity-to-Asset is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Busey (FRA:FBYN) Overvalued in 2026?
Based on GuruFocus' analysis, First Busey stock appears to be overvalued.
The current stock price of €25.40 is trading 13.9% above its estimated GF Value™ of €22.30.
Key valuation signals for FRA:FBYN:
Equity-to-Asset: 0.13 (near median its 10-year median of 0.12)
GF Value™: €22.30 vs. price of €25.40 (13.9% above fair value)
Industry Position: 30% above the Banks median (#332 of 1517)
No single metric tells the full story. See the FRA:FBYN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Busey Corporation is a financial holding company whose subsidiaries provide retail and commercial banking services, remittance processing, and offer financial products and services with banking centers in Illinois, Missouri, Florida, and Indiana. The company's operations are managed through three operating segments consisting of Banking, FirsTech, and Wealth Management. The banking segment generates a vast majority of its revenue.
64GF Score
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