First Busey (FRA:FBYN) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

What is First Busey LT-Debt-to-Total-Asset?

First Busey FRA:FBYN -0.80% 64 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates FRA:FBYN with a GF Score™ of 64/100 and a GF Value™ of €22.18. The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. First Busey's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

First Busey's long-term debt to total assets ratio declined from Mar. 2025 (0.02) to Mar. 2026 (0.02). It may suggest that First Busey is progressively becoming less dependent on debt to grow their business.

First Busey (FRA:FBYN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

First Busey LT-Debt-to-Total-Asset Related Terms

First Busey LT-Debt-to-Total-Asset Historical Data

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The historical data trend for First Busey's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Busey LT-Debt-to-Total-Asset Chart

First Busey Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.03

0.06

0.03

0.02

First Busey Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.02	0.02	0.02	0.02	0.02

64GF Score

First Busey Corp FRA:FBYN

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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First Busey LT-Debt-to-Total-Asset Calculation

First Busey's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	275.95	/	15461.445
	=	0.02

First Busey's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	290.739	/	15601.678
	=	0.02

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

First Busey (FRA:FBYN) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on First Busey and its competitors.

Is First Busey's LT-Debt-to-Total-Asset too high?

First Busey's current LT-Debt-to-Total-Asset is 0.02. Overall, First Busey has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.

How does First Busey's LT-Debt-to-Total-Asset compare to NBTB and EFSC?

First Busey's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on First Busey and its competitors. First Busey's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is First Busey stock overvalued right now?

First Busey (FRA:FBYN) has a current LT-Debt-to-Total-Asset of 0.02. The stock's GF Value™ is €22.18, compared to a current price of €24.80 — trading 11.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. First Busey's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For First Busey (FRA:FBYN), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Busey (FRA:FBYN) Overvalued in 2026?

Based on GuruFocus' analysis, First Busey stock appears to be overvalued. The current stock price of €24.80 is trading 11.8% above its estimated GF Value™ of €22.18.

Key valuation signals for FRA:FBYN:

LT-Debt-to-Total-Asset: 0.02
GF Value™: €22.18 vs. price of €24.80 (11.8% above fair value)
GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the FRA:FBYN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Busey Business Description

Industry Financial Services Banks

Comparable Companies NBTB EFSC TBBK BBT FBNC INTR HAPN BLX TRMK BANR SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges BUSE:USA

Address 11440 Tomahawk Creek Parkway, Leawood, KS, USA, 66211

Website https://www.busey.com

First Busey Corporation is a financial holding company whose subsidiaries provide retail and commercial banking services, remittance processing, and offer financial products and services with banking centers in Illinois, Missouri, Florida, and Indiana. The company's operations are managed through three operating segments consisting of Banking, FirsTech, and Wealth Management. The banking segment generates a vast majority of its revenue.

64GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.80

Price

€22.18

GF Value

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