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First BuseyFRA:FBYN -0.79%62 5-Year Yield-on-Cost % is 3.90 as of Jul. 29, 2026, which is 5% below its 10-year median of 4.12. GuruFocus rates FRA:FBYN with a GF Score™ of 62/100 and a GF Value™ of €21.84. The stock has 6 warning signs investors should review. Among 1,251 Banks companies, First Busey ranks worse than 50.52% on this metric.
First Busey's yield on cost for the quarter that ended in Mar. 2026 was 3.90.
The historical rank and industry rank for First Busey's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:FBYN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.43 Med: 4.12 Max: 6.64
Current: 3.9
During the past 13 years, First Busey's highest Yield on Cost was 6.64. The lowest was 2.43. And the median was 4.12.
FRA:FBYN's 5-Year Yield-on-Cost % is ranked worse than 50.52% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs FRA:FBYN: 3.90
First Busey (FRA:FBYN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
First Busey 5-Year Yield-on-Cost % Related Terms
FRA:FBYN vs BBT, CUBI, FBNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, First Busey's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Busey 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, First Busey's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where First Busey's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of First Busey is calculated as
First Busey (FRA:FBYN) has a 5-Year Yield-on-Cost % of 3.90 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Busey and its competitors. This is near median its historical median of 4.12. Over the past decade, First Busey's 5-Year Yield-on-Cost % has ranged from 2.43 to 6.64. According to the industry distribution chart, First Busey ranks #632 out of 1251 companies in the Banks industry, placing it in the top 50.5%.
Is First Busey's 5-Year Yield-on-Cost % too high?
First Busey's current 5-Year Yield-on-Cost % of 3.90 is near median its 10-year median of 4.12. Over the past 10 years, this metric has ranged from a low of 2.43 to a high of 6.64. The Banks industry median 5-Year Yield-on-Cost % is 3.84. First Busey's value of 3.90 is 1.6% above this industry median. Based on the distribution chart, First Busey ranks #632 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, First Busey has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does First Busey's 5-Year Yield-on-Cost % compare to BBT and CUBI?
According to the Banks industry distribution chart, First Busey ranks #632 out of 1251 companies for 5-Year Yield-on-Cost %. This places First Busey in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. First Busey's value of 3.90 is 1.6% above this benchmark. Historically, First Busey's own 5-Year Yield-on-Cost % has ranged from 2.43 to 6.64 over the past decade. While the company's 10-year median is 4.12 vs. the industry median of 3.84, First Busey has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Busey's current 5-Year Yield-on-Cost % of 3.90 is 1.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Busey and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Busey's current 5-Year Yield-on-Cost % is 3.90, which is near median its own 10-year median of 4.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Busey stock overvalued right now?
First Busey (FRA:FBYN) has a current 5-Year Yield-on-Cost % of 3.90. The stock's GF Value™ is €21.84, compared to a current price of €25.20 — trading 15.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.90, which is near median its 10-year median of 4.12 and 1.6% above the Banks industry median of 3.84. First Busey's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Busey (FRA:FBYN), the current 5-Year Yield-on-Cost % is 3.90 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Busey (FRA:FBYN) Overvalued in 2026?
Based on GuruFocus' analysis, First Busey stock appears to be overvalued.
The current stock price of €25.20 is trading 15.4% above its estimated GF Value™ of €21.84.
Key valuation signals for FRA:FBYN:
5-Year Yield-on-Cost %: 3.90 (near median its 10-year median of 4.12)
GF Value™: €21.84 vs. price of €25.20 (15.4% above fair value)
Industry Position: 1.6% above the Banks median (#632 of 1251)
No single metric tells the full story. See the FRA:FBYN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Busey Corporation is a financial holding company whose subsidiaries provide retail and commercial banking services, remittance processing, and offer financial products and services with banking centers in Illinois, Missouri, Florida, and Indiana. The company's operations are managed through three operating segments consisting of Banking, FirsTech, and Wealth Management. The banking segment generates a vast majority of its revenue.
62GF Score
Get the complete analysis for FRA:FBYN
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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