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OFX GroupFRA:OFZ -0.41%74 Equity-to-Asset is 0.26 as of Mar. 2026, which is at its 10-year median of 0.26. GuruFocus rates FRA:OFZ with a GF Score™ of 74/100 and a GF Value™ of €0.83. The stock has 6 warning signs investors should review. Among 816 Capital Markets companies, OFX Group ranks worse than 69.36% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. OFX Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was €106.5 Mil. OFX Group's Total Assets for the quarter that ended in Mar. 2026 was €405.2 Mil.
Therefore, OFX Group's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.26.
The historical rank and industry rank for OFX Group's Equity-to-Asset or its related term are showing as below:
FRA:OFZ'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.22 Med: 0.26 Max: 0.32
Current: 0.26
During the past 13 years, the highest Equity to Asset Ratio of OFX Group was 0.32. The lowest was 0.22. And the median was 0.26.
FRA:OFZ's Equity-to-Asset is ranked worse than 69.36% of 816
companies
in the Capital Markets industry
Industry Median: 0.5
vs FRA:OFZ: 0.26
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
OFX Group Equity-to-Asset Related Terms
OFX Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for OFX Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:OFZ vs MS, GS, SCHW: Equity-to-Asset Comparison
For the Capital Markets subindustry, OFX Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OFX Group Equity-to-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, OFX Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where OFX Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
OFX Group's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OFX Group (FRA:OFZ) has a Equity-to-Asset of 0.26 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on OFX Group and its competitors. This is near median its historical median of 0.26. Over the past decade, OFX Group's Equity-to-Asset has ranged from 0.22 to 0.32. According to the industry distribution chart, OFX Group ranks #566 out of 816 companies in the Capital Markets industry, placing it in the top 69.4%.
Is OFX Group's Equity-to-Asset too high?
OFX Group's current Equity-to-Asset of 0.26 is near median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.32. The Capital Markets industry median Equity-to-Asset is 0.50. OFX Group's value of 0.26 is 48% below this industry median. Based on the distribution chart, OFX Group ranks #566 out of 816 companies in the Capital Markets industry, which is below the industry midpoint. Overall, OFX Group has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does OFX Group's Equity-to-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, OFX Group ranks #566 out of 816 companies for Equity-to-Asset. This places OFX Group in the lower half of its industry. The industry median Equity-to-Asset is 0.50. OFX Group's value of 0.26 is 48% below this benchmark. Historically, OFX Group's own Equity-to-Asset has ranged from 0.22 to 0.32 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.50, OFX Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Capital Markets company?
The median Equity-to-Asset among Capital Markets companies is 0.50, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OFX Group's current Equity-to-Asset of 0.26 is 48% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on OFX Group and its competitors. For the Capital Markets industry, the median Equity-to-Asset is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OFX Group's current Equity-to-Asset is 0.26, which is near median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFX Group stock overvalued right now?
OFX Group (FRA:OFZ) has a current Equity-to-Asset of 0.26. The stock's GF Value™ is €0.83, compared to a current price of €0.48 — trading 42.2% below its estimated fair value. The current Equity-to-Asset is 0.26, which is near median its 10-year median of 0.26 and 48% below the Capital Markets industry median of 0.50. OFX Group's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For OFX Group (FRA:OFZ), the current Equity-to-Asset is 0.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OFX Group (FRA:OFZ) Overvalued in 2026?
Based on GuruFocus' analysis, OFX Group stock appears to be undervalued.
The current stock price of €0.48 is trading 42.2% below its estimated GF Value™ of €0.83.
Key valuation signals for FRA:OFZ:
Equity-to-Asset: 0.26 (near median its 10-year median of 0.26)
GF Value™: €0.83 vs. price of €0.48 (42.2% below fair value)
Industry Position: 48% below the Capital Markets median (#566 of 816)
No single metric tells the full story. See the FRA:OFZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OFX Group Ltd is a low-cost international multicurrency payments provider via its online platform and network of global bank accounts. The company's two products are international payment services and international payment solutions. Its International payment services are monitored by geographic region and provide bank-to-bank currency transfers servicing businesses and consumers. International payment solutions are monitored globally and provide strategic partners with a package that includes: the OFX IT platform; client service; compliance; banking relationships; and payment capabilities. The company operates in two operating segments: Business to Business (Corporate) and Business to Consumer (Consumer).
74GF Score
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