Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
OFX Group's 3-Year RORE % for the quarter that ended in Mar. 2026 was -58.33%.
The industry rank for OFX Group's 3-Year RORE % or its related term are showing as below:
FRA:OFZ's 3-Year RORE % is ranked worse than 86.6% of 761
companies
in the Capital Markets industry
Industry Median: 15.37
vs FRA:OFZ: -58.33
OFX Group (FRA:OFZ) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
OFX Group 3-Year RORE % Related Terms
OFX Group 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for OFX Group's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, OFX Group's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OFX Group 3-Year RORE % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, OFX Group's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where OFX Group's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
OFX Group (FRA:OFZ) has a 3-Year RORE % of -58.33 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on OFX Group and its competitors. According to the industry distribution chart, OFX Group ranks #659 out of 761 companies in the Capital Markets industry, placing it in the top 86.6%.
Is OFX Group's 3-Year RORE % too high?
OFX Group's current 3-Year RORE % is -58.33. Based on the distribution chart, OFX Group ranks #659 out of 761 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, OFX Group has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does OFX Group's 3-Year RORE % compare to MS and GS?
According to the Capital Markets industry distribution chart, OFX Group ranks #659 out of 761 companies for 3-Year RORE %. This places OFX Group in the lower half of its industry. The industry median 3-Year RORE % is 15.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Capital Markets company?
The median 3-Year RORE % among Capital Markets companies is 15.37, based on 761 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on OFX Group and its competitors. For the Capital Markets industry, the median 3-Year RORE % is 15.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OFX Group's current 3-Year RORE % is -58.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFX Group stock overvalued right now?
OFX Group (FRA:OFZ) has a current 3-Year RORE % of -58.33. The stock's GF Value™ is €0.82, compared to a current price of €0.35 — trading 57.6% below its estimated fair value. The current 3-Year RORE % is -58.33. OFX Group's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For OFX Group (FRA:OFZ), the current 3-Year RORE % is -58.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OFX Group (FRA:OFZ) Overvalued in 2026?
Based on GuruFocus' analysis, OFX Group stock appears to be undervalued.
The current stock price of €0.35 is trading 57.6% below its estimated GF Value™ of €0.82.
Key valuation signals for FRA:OFZ:
3-Year RORE %: -58.33
GF Value™: €0.82 vs. price of €0.35 (57.6% below fair value)
No single metric tells the full story. See the FRA:OFZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OFX Group Ltd is a low-cost international multicurrency payments provider via its online platform and network of global bank accounts. The company's two products are international payment services and international payment solutions. Its International payment services are monitored by geographic region and provide bank-to-bank currency transfers servicing businesses and consumers. International payment solutions are monitored globally and provide strategic partners with a package that includes: the OFX IT platform; client service; compliance; banking relationships; and payment capabilities. The company operates in two operating segments: Business to Business (Corporate) and Business to Consumer (Consumer).
85GF Score
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