OFX Group (FRA:OFZ) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


FRA:OFZ OFX Group Ltd FRA:OFZ
85 GF Score
Price €0.35
GF Value €0.82
! 3 Warning Signs
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What is OFX Group Interest Coverage?

OFX Group FRA:OFZ +3.57% 85 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates FRA:OFZ with a GF Score™ of 85/100 and a GF Value™ of €0.82. The stock has 3 warning signs investors should review. Among 427 Capital Markets companies, OFX Group ranks worse than 234191.8% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. OFX Group's Operating Income for the six months ended in Mar. 2026 was €-3.8 Mil. OFX Group's Interest Expense for the six months ended in Mar. 2026 was €-1.0 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for OFX Group's Interest Coverage or its related term are showing as below:


FRA:OFZ's Interest Coverage is not ranked *
in the Capital Markets industry.
Industry Median: 19.12
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


OFX Group  (FRA:OFZ) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


OFX Group Interest Coverage Related Terms


OFX Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for OFX Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

OFX Group Interest Coverage Chart

OFX Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.19 6.69 4.58 4.39 0.00

OFX Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.33 4.67 4.07 0.00 0.00

FRA:OFZ vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, OFX Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OFX Group Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, OFX Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where OFX Group's Interest Coverage falls into.


FRA:OFZ
85GF Score
OFX Group Ltd FRA:OFZ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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OFX Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

OFX Group's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, OFX Group's Interest Expense was €-2.1 Mil. Its Operating Income was €-5.7 Mil. And its Long-Term Debt & Capital Lease Obligation was €10.9 Mil.

OFX Group did not have earnings to cover the interest expense.

OFX Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, OFX Group's Interest Expense was €-1.0 Mil. Its Operating Income was €-3.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €10.9 Mil.

OFX Group did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
OFX Group (FRA:OFZ) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OFX Group and its competitors. According to the industry distribution chart, OFX Group ranks #999999 out of 427 companies in the Capital Markets industry.
Is OFX Group's Interest Coverage too high?
OFX Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, OFX Group ranks #999999 out of 427 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, OFX Group has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does OFX Group's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, OFX Group ranks #999999 out of 427 companies for Interest Coverage. This places OFX Group in the lower half of its industry. The industry median Interest Coverage is 19.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.12, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OFX Group and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OFX Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFX Group stock overvalued right now?
OFX Group (FRA:OFZ) has a current Interest Coverage of 0 (At Loss). The stock's GF Value™ is €0.82, compared to a current price of €0.35 — trading 57.6% below its estimated fair value. The current Interest Coverage is 0 (At Loss). OFX Group's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For OFX Group (FRA:OFZ), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OFX Group (FRA:OFZ) Overvalued in 2026?

Based on GuruFocus' analysis, OFX Group stock appears to be undervalued. The current stock price of €0.35 is trading 57.6% below its estimated GF Value™ of €0.82.

Key valuation signals for FRA:OFZ:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €0.82 vs. price of €0.35 (57.6% below fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the FRA:OFZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OFX Group Business Description

Address 60 Margaret Street, Level 19, Sydney, NSW, AUS, 2000
OFX Group Ltd is a low-cost international multicurrency payments provider via its online platform and network of global bank accounts. The company's two products are international payment services and international payment solutions. Its International payment services are monitored by geographic region and provide bank-to-bank currency transfers servicing businesses and consumers. International payment solutions are monitored globally and provide strategic partners with a package that includes: the OFX IT platform; client service; compliance; banking relationships; and payment capabilities. The company operates in two operating segments: Business to Business (Corporate) and Business to Consumer (Consumer).
85GF Score

Get the complete analysis for FRA:OFZ

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.35
Price
€0.82
GF Value