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Net digital AGFRA:VRL 7 Equity-to-Asset is 0.39 as of Dec. 2025, which is 48% below its 10-year median of 0.75. GuruFocus rates FRA:VRL with a GF Score™ of 7/100 and a GF Value™ of €11.61 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,892 Software companies, Net digital AG ranks worse than 68.67% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Net digital AG's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €4.85 Mil. Net digital AG's Total Assets for the quarter that ended in Dec. 2025 was €12.55 Mil.
Therefore, Net digital AG's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.39.
The historical rank and industry rank for Net digital AG's Equity-to-Asset or its related term are showing as below:
FRA:VRL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.33 Med: 0.75 Max: 0.99
Current: 0.39
During the past 10 years, the highest Equity to Asset Ratio of Net digital AG was 0.99. The lowest was 0.33. And the median was 0.75.
FRA:VRL's Equity-to-Asset is ranked worse than 68.67% of 2892
companies
in the Software industry
Industry Median: 0.55
vs FRA:VRL: 0.39
Net digital AG (FRA:VRL) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Net digital AG Equity-to-Asset Related Terms
Net digital AG Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Net digital AG's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:VRL vs QH, SHOP, UBER: Equity-to-Asset Comparison
For the Software - Application subindustry, Net digital AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Net digital AG Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Net digital AG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Net digital AG's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Net digital AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net digital AG (FRA:VRL) has a Equity-to-Asset of 0.39 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Net digital AG and its competitors. This is 48% below median its historical median of 0.75. Over the past decade, Net digital AG's Equity-to-Asset has ranged from 0.33 to 0.99. According to the industry distribution chart, Net digital AG ranks #1986 out of 2892 companies in the Software industry, placing it in the top 68.7%.
Is Net digital AG's Equity-to-Asset too high?
Net digital AG's current Equity-to-Asset of 0.39 is 48% below median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 0.99. The Software industry median Equity-to-Asset is 0.55. Net digital AG's value of 0.39 is 29.1% below this industry median. Based on the distribution chart, Net digital AG ranks #1986 out of 2892 companies in the Software industry, which is below the industry midpoint. Overall, Net digital AG has a GF Score™ of 7/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Net digital AG's Equity-to-Asset compare to QH and SHOP?
According to the Software industry distribution chart, Net digital AG ranks #1986 out of 2892 companies for Equity-to-Asset. This places Net digital AG in the lower half of its industry. The industry median Equity-to-Asset is 0.55. Net digital AG's value of 0.39 is 29.1% below this benchmark. Historically, Net digital AG's own Equity-to-Asset has ranged from 0.33 to 0.99 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 0.55, Net digital AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Net digital AG's current Equity-to-Asset of 0.39 is 29.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Net digital AG and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Net digital AG's current Equity-to-Asset is 0.39, which is 48% below median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Net digital AG stock overvalued right now?
Based on GuruFocus' analysis, Net digital AG (FRA:VRL) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.61, compared to a current price of €16.60 — trading 43% above its estimated fair value. The current Equity-to-Asset is 0.39, which is 48% below median its 10-year median of 0.75 and 29.1% below the Software industry median of 0.55. Net digital AG's overall GF Score™ is 7/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Net digital AG (FRA:VRL), the current Equity-to-Asset is 0.39 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Net digital AG (FRA:VRL) Overvalued in 2026?
Based on GuruFocus' analysis, Net digital AG stock appears to be overvalued.
The current stock price of €16.60 is trading 43% above its estimated GF Value™ of €11.61.
GuruFocus considers Net digital AG to be Significantly Overvalued.
Key valuation signals for FRA:VRL:
Equity-to-Asset: 0.39 (48% below median its 10-year median of 0.75)
GF Value™: €11.61 vs. price of €16.60 (43% above fair value)
Industry Position: 29.1% below the Software median (#1986 of 2892)
No single metric tells the full story. See the FRA:VRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Net digital AG is a group of companies that partners with numerous medium-sized and large companies in the telecommunications, media, and entertainment sectors, as well as public transport companies. The group develops technology platforms for Global and customized digital payment solutions with a focus on digital content distribution. Its services include Global Payment Services, Mobile Payment Services, Content Distribution Services, Artificial Intelligence Solutions, Communication Services, and TV Enabling Services.
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