Net digital AGFRA:VRL -2.74%7 Interest Coverage is No Debt (1) as of Jun. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates FRA:VRL with a GF Score™ of 7/100 and a GF Value™ of €5.10 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,707 Software companies, Net digital AG ranks worse than 58582.25% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Net digital AG's
Operating Income
for the
six
months ended in Jun. 2025 was €1.00 Mil. Net digital AG's Interest Expense for the
six
months ended in Jun. 2025 was €0.00 Mil.
Net digital AG has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Net digital AG has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Net digital AG's Interest Coverage or its related term are showing as below:
FRA:VRL's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.65 * Ranked among companies with meaningful Interest Coverage only.
Net digital AG (FRA:VRL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Net digital AG Interest Coverage Related Terms
Net digital AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for Net digital AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:VRL vs CRM, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Net digital AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Net digital AG Interest Coverage vs Software Industry
For the Software industry and Technology sector, Net digital AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Net digital AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Net digital AG (FRA:VRL) has a Interest Coverage of No Debt (1) as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Net digital AG and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Net digital AG's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Net digital AG ranks #999999 out of 1707 companies in the Software industry.
Is Net digital AG's Interest Coverage too high?
Net digital AG's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Net digital AG ranks #999999 out of 1707 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Net digital AG has a GF Score™ of 7/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Net digital AG's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Net digital AG ranks #999999 out of 1707 companies for Interest Coverage. This places Net digital AG in the lower half of its industry. The industry median Interest Coverage is 24.65. Historically, Net digital AG's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Net digital AG and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Net digital AG's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Net digital AG stock overvalued right now?
Based on GuruFocus' analysis, Net digital AG (FRA:VRL) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.10, compared to a current price of €14.20 — trading 178.4% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Net digital AG's overall GF Score™ is 7/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Net digital AG (FRA:VRL), the current Interest Coverage is No Debt (1) as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Net digital AG (FRA:VRL) Overvalued in 2026?
Based on GuruFocus' analysis, Net digital AG stock appears to be overvalued.
The current stock price of €14.20 is trading 178.4% above its estimated GF Value™ of €5.10.
GuruFocus considers Net digital AG to be Significantly Overvalued.
Key valuation signals for FRA:VRL:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: €5.10 vs. price of €14.20 (178.4% above fair value)
No single metric tells the full story. See the FRA:VRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Net digital AG is a group of companies that partners with numerous medium-sized and large companies in the telecommunications, media, and entertainment sectors, as well as public transport companies. The group develops technology platforms for Global and customized digital payment solutions with a focus on digital content distribution. Its services include Global Payment Services, Mobile Payment Services, Content Distribution Services, Artificial Intelligence Solutions, Communication Services, and TV Enabling Services.
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