GGGSF (Greggs) Equity-to-Asset: 0.42 (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GGGSF Greggs PLC GGGSF
78 GF Score
Price $22.20
GF Value $45.77
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Greggs Equity-to-Asset?

Greggs GGGSF +2.43% 78 Equity-to-Asset is 0.42 as of Dec. 2025, which is 9% below its 10-year median of 0.46. GuruFocus rates GGGSF with a GF Score™ of 78/100 and a GF Value™ of $45.77 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 363 Restaurants companies, Greggs ranks better than 56.75% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Greggs's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $837 Mil. Greggs's Total Assets for the quarter that ended in Dec. 2025 was $1,987 Mil. Therefore, Greggs's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.42.

The historical rank and industry rank for Greggs's Equity-to-Asset or its related term are showing as below:

GGGSF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.42   Med: 0.46   Max: 0.68
Current: 0.42

During the past 13 years, the highest Equity to Asset Ratio of Greggs was 0.68. The lowest was 0.42. And the median was 0.46.

GGGSF's Equity-to-Asset is ranked better than
56.75% of 363 companies
in the Restaurants industry
Industry Median: 0.39 vs GGGSF: 0.42

Greggs  (OTCPK:GGGSF) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Greggs Equity-to-Asset Related Terms


Greggs Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Greggs's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Greggs Equity-to-Asset Chart

Greggs Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.48 0.46 0.47 0.43 0.42

Greggs Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 0.44 0.43 0.42 0.42

GGGSF vs MCD, SBUX, YUM: Equity-to-Asset Comparison

For the Restaurants subindustry, Greggs's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greggs Equity-to-Asset vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Greggs's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Greggs's Equity-to-Asset falls into.


GGGSF
78GF Score
Greggs PLC GGGSF
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Greggs Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Greggs's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=836.948/1986.613
=0.42

Greggs's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=836.948/1986.613
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.42 mean?
Greggs (GGGSF) has a Equity-to-Asset of 0.42 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Greggs and its competitors. This is near median its historical median of 0.46. Over the past decade, Greggs' Equity-to-Asset has ranged from 0.42 to 0.68. According to the industry distribution chart, Greggs ranks #157 out of 363 companies in the Restaurants industry, placing it in the top 43.3%.
Is Greggs' Equity-to-Asset too high?
Greggs' current Equity-to-Asset of 0.42 is near median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 0.68. The Restaurants industry median Equity-to-Asset is 0.39. Greggs' value of 0.42 is 7.7% above this industry median. Based on the distribution chart, Greggs ranks #157 out of 363 companies in the Restaurants industry, which is above the industry midpoint. Overall, Greggs has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Greggs' Equity-to-Asset compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Greggs ranks #157 out of 363 companies for Equity-to-Asset. This puts Greggs in the upper half of its industry. The industry median Equity-to-Asset is 0.39. Greggs' value of 0.42 is 7.7% above this benchmark. Historically, Greggs' own Equity-to-Asset has ranged from 0.42 to 0.68 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.39, Greggs has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Restaurants company?
The median Equity-to-Asset among Restaurants companies is 0.39, based on 363 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Greggs's current Equity-to-Asset of 0.42 is 7.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Greggs and its competitors. For the Restaurants industry, the median Equity-to-Asset is 0.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Greggs's current Equity-to-Asset is 0.42, which is near median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greggs stock overvalued right now?
Based on GuruFocus' analysis, Greggs (GGGSF) is currently considered Significantly Undervalued. The stock's GF Value™ is $45.77, compared to a current price of $22.20 — trading 51.5% below its estimated fair value. The current Equity-to-Asset is 0.42, which is near median its 10-year median of 0.46 and 7.7% above the Restaurants industry median of 0.39. Greggs' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Greggs (GGGSF), the current Equity-to-Asset is 0.42 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greggs (GGGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Greggs stock appears to be undervalued. The current stock price of $22.20 is trading 51.5% below its estimated GF Value™ of $45.77. GuruFocus considers Greggs to be Significantly Undervalued.

Key valuation signals for GGGSF:

  • Equity-to-Asset: 0.42 (near median its 10-year median of 0.46)
  • GF Value™: $45.77 vs. price of $22.20 (51.5% below fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 7.7% above the Restaurants median (#157 of 363)

No single metric tells the full story. See the GGGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Greggs Business Description

Address Greggs House, Quorum Business Park, Newcastle upon Tyne, GBR, NE12 8BU
Greggs PLC is a U.K.-based company that is principally engaged in manufacturing, distributing, and retailing bakery goods, sandwiches, and drinks under the Greggs brand. The company focuses on the food-on-the-go market. It has a vertically integrated supply network, with its bakeries & delivery network. Greggs operates in two segments: Company-managed retail activities and the Business-to-business channel. The majority of its revenue is generated from the Company-managed retail activities segment, in which the Group sells a consistent range of fresh bakery goods, sandwiches, and drinks in its own shops or via delivery. Sales are made to the general public on a cash basis. All results arise in the United Kingdom.
78GF Score

Get the complete analysis for GGGSF

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.20
Price
$45.77
GF Value