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Hocking Valley BancsharesHCKG 60 Equity-to-Asset is 1.00 as of Jun. 2026, which is 1% above its 10-year median of 0.99. GuruFocus rates HCKG with a GF Score™ of 60/100 and a GF Value™ of $28.05 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,518 Banks companies, Hocking Valley Bancshares ranks better than 99.93% on this metric.
Hocking Valley Bancshares (OTCPK:HCKG) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Hocking Valley Bancshares Equity-to-Asset Related Terms
Hocking Valley Bancshares Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HCKG vs MBBC, LUMB, HCBC: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Hocking Valley Bancshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hocking Valley Bancshares Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Hocking Valley Bancshares's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Hocking Valley Bancshares's Equity-to-Asset falls into.
Hocking Valley Bancshares Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Hocking Valley Bancshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hocking Valley Bancshares (HCKG) has a Equity-to-Asset of 1.00 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hocking Valley Bancshares and its competitors. This is near median its historical median of 0.99. Over the past decade, Hocking Valley Bancshares' Equity-to-Asset has ranged from 0.08 to 1.00. According to the industry distribution chart, Hocking Valley Bancshares ranks #1 out of 1518 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is Hocking Valley Bancshares' Equity-to-Asset too high?
Hocking Valley Bancshares' current Equity-to-Asset of 1.00 is near median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 1.00. The Banks industry median Equity-to-Asset is 0.10. Hocking Valley Bancshares' value of 1.00 is 900% above this industry median. Based on the distribution chart, Hocking Valley Bancshares ranks #1 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hocking Valley Bancshares has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hocking Valley Bancshares' Equity-to-Asset compare to MBBC and LUMB?
According to the Banks industry distribution chart, Hocking Valley Bancshares ranks #1 out of 1518 companies for Equity-to-Asset. This places Hocking Valley Bancshares in the top 0% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Hocking Valley Bancshares' value of 1.00 is 900% above this benchmark. Historically, Hocking Valley Bancshares' own Equity-to-Asset has ranged from 0.08 to 1.00 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 0.10, Hocking Valley Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hocking Valley Bancshares's current Equity-to-Asset of 1.00 is 900% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hocking Valley Bancshares and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hocking Valley Bancshares's current Equity-to-Asset is 1.00, which is near median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hocking Valley Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Hocking Valley Bancshares (HCKG) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.05, compared to a current price of $33.50 — trading 19.4% above its estimated fair value. The current Equity-to-Asset is 1.00, which is near median its 10-year median of 0.99 and 900% above the Banks industry median of 0.10. Hocking Valley Bancshares' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Hocking Valley Bancshares (HCKG), the current Equity-to-Asset is 1.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hocking Valley Bancshares (HCKG) Overvalued in 2026?
Based on GuruFocus' analysis, Hocking Valley Bancshares stock appears to be overvalued.
The current stock price of $33.50 is trading 19.4% above its estimated GF Value™ of $28.05.
GuruFocus considers Hocking Valley Bancshares to be Modestly Overvalued.
Key valuation signals for HCKG:
Equity-to-Asset: 1.00 (near median its 10-year median of 0.99)
GF Value™: $28.05 vs. price of $33.50 (19.4% above fair value)
Industry Position: 900% above the Banks median (#1 of 1518)
No single metric tells the full story. See the HCKG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hocking Valley Bancshares is a bank holding company that operates as a community bank that provides personal and commercial banking products and services. It offers personal, business, and digital banking services. Its services include Checking, Savings, Mobile Banking, Debit and Credit Cards, Online Banking, and Others.
60GF Score
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