Business Description
Woodlands Financial Services Co
NAICS : 522110
SIC : 6029
ISIN : US9796851049
Total Employee Number:
92Description
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 4.63 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.23 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.33 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 2.7 | |||||
3-Year EPS without NRI Growth Rate | 0.8 | |||||
3-Year FCF Growth Rate | 10 | |||||
3-Year Book Growth Rate | 5.9 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 18.46 | |||||
9-Day RSI | 37.38 | |||||
14-Day RSI | 48.48 | |||||
3-1 Month Momentum % | 6.15 | |||||
6-1 Month Momentum % | 10.56 | |||||
12-1 Month Momentum % | 42.82 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.63 | |||||
Dividend Payout Ratio | 0.28 | |||||
3-Year Dividend Growth Rate | 1.8 | |||||
Forward Dividend Yield % | 3.63 | |||||
5-Year Yield-on-Cost % | 4.11 | |||||
3-Year Average Share Buyback Ratio | -0.1 | |||||
Shareholder Yield % | 27.55 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 24.32 | |||||
FCF Margin % | 26.17 | |||||
OCF Margin % | 27.18 | |||||
ROE % | 14.3 | |||||
ROA % | 0.94 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.66 | |||||
PE Ratio without NRI | 7.66 | |||||
Shiller PE Ratio | 11.16 | |||||
Price-to-Owner-Earnings | 7.22 | |||||
PS Ratio | 1.86 | |||||
PB Ratio | 1.02 | |||||
Price-to-Tangible-Book | 1.02 | |||||
Price-to-Free-Cash-Flow | 7.11 | |||||
Price-to-Operating-Cash-Flow | 6.84 | |||||
EV-to-Revenue | 0.35 | |||||
EV-to-FCF | 1.35 | |||||
Price-to-GF-Value | 1.28 | |||||
Price-to-Projected-FCF | 0.59 | |||||
Price-to-Median-PS-Value | 0.8 | |||||
Price-to-Graham-Number | 0.59 | |||||
FCF Yield % | 14.05 | |||||
Forward Rate of Return (Yacktman) % | 6.11 |
Woodlands Financial Services Co Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Woodlands Financial Services Co Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| USD 0.290000 Cash Dividend | 2026-05-08 | 29.66 (+0.05%) | ||
| USD 0.290000 Cash Dividend | 2026-02-13 | 29.35 (+0.00%) | ||
| USD 0.290000 Cash Dividend | 2025-11-14 | 26.30 (+0.00%) | ||
| USD 0.290000 Cash Dividend | 2025-08-15 | 21.75 (+0.00%) | ||
| USD 0.290000 Cash Dividend | 2025-05-09 | 21.25 (+0.00%) | ||
| USD 0.290000 Cash Dividend | 2025-02-14 | 23.70 (+0.00%) | ||
| USD 0.290000 Cash Dividend | 2024-11-08 | 20.13 (+0.00%) | ||
| USD 0.290000 Cash Dividend | 2024-08-09 | 19.50 (+0.00%) | ||
| 2:1 Stock Split | 2015-12-22 | 21.90 (+0.00%) |
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