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Hocking Valley BancsharesHCKG 61 5-Year Yield-on-Cost % is 71.33 as of Aug. 04, 2026, which is 0% below its 10-year median of 71.60. GuruFocus rates HCKG with a GF Score™ of 61/100 and a GF Value™ of $27.57 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,252 Banks companies, Hocking Valley Bancshares ranks better than 99.68% on this metric.
Hocking Valley Bancshares (OTCPK:HCKG) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Hocking Valley Bancshares 5-Year Yield-on-Cost % Related Terms
HCKG vs BHDB, EFSG, EXCH: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Hocking Valley Bancshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hocking Valley Bancshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Hocking Valley Bancshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Hocking Valley Bancshares's 5-Year Yield-on-Cost % falls into.
Hocking Valley Bancshares 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Hocking Valley Bancshares (HCKG) has a 5-Year Yield-on-Cost % of 71.33 as of Aug. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hocking Valley Bancshares and its competitors. This is near median its historical median of 71.60. Over the past decade, Hocking Valley Bancshares' 5-Year Yield-on-Cost % has ranged from 21.00 to 97.98. According to the industry distribution chart, Hocking Valley Bancshares ranks #4 out of 1252 companies in the Banks industry, placing it in the top 0.3%.
Is Hocking Valley Bancshares' 5-Year Yield-on-Cost % too high?
Hocking Valley Bancshares' current 5-Year Yield-on-Cost % of 71.33 is near median its 10-year median of 71.60. Over the past 10 years, this metric has ranged from a low of 21.00 to a high of 97.98. The Banks industry median 5-Year Yield-on-Cost % is 3.83. Hocking Valley Bancshares' value of 71.33 is 1764.8% above this industry median. Based on the distribution chart, Hocking Valley Bancshares ranks #4 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hocking Valley Bancshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hocking Valley Bancshares' 5-Year Yield-on-Cost % compare to BHDB and EFSG?
According to the Banks industry distribution chart, Hocking Valley Bancshares ranks #4 out of 1252 companies for 5-Year Yield-on-Cost %. This places Hocking Valley Bancshares in the top 0% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.83. Hocking Valley Bancshares' value of 71.33 is 1764.8% above this benchmark. Historically, Hocking Valley Bancshares' own 5-Year Yield-on-Cost % has ranged from 21.00 to 97.98 over the past decade. While the company's 10-year median is 71.60 vs. the industry median of 3.83, Hocking Valley Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hocking Valley Bancshares's current 5-Year Yield-on-Cost % of 71.33 is 1764.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hocking Valley Bancshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hocking Valley Bancshares's current 5-Year Yield-on-Cost % is 71.33, which is near median its own 10-year median of 71.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hocking Valley Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Hocking Valley Bancshares (HCKG) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.57, compared to a current price of $30.90 — trading 12.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 71.33, which is near median its 10-year median of 71.60 and 1764.8% above the Banks industry median of 3.83. Hocking Valley Bancshares' overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Hocking Valley Bancshares (HCKG), the current 5-Year Yield-on-Cost % is 71.33 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hocking Valley Bancshares (HCKG) Overvalued in 2026?
Based on GuruFocus' analysis, Hocking Valley Bancshares stock appears to be overvalued.
The current stock price of $30.90 is trading 12.1% above its estimated GF Value™ of $27.57.
GuruFocus considers Hocking Valley Bancshares to be Modestly Overvalued.
Key valuation signals for HCKG:
5-Year Yield-on-Cost %: 71.33 (near median its 10-year median of 71.60)
GF Value™: $27.57 vs. price of $30.90 (12.1% above fair value)
Industry Position: 1764.8% above the Banks median (#4 of 1252)
No single metric tells the full story. See the HCKG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hocking Valley Bancshares is a bank holding company that operates as a community bank that provides personal and commercial banking products and services. It offers personal, business, and digital banking services. Its services include Checking, Savings, Mobile Banking, Debit and Credit Cards, Online Banking, and Others.
61GF Score
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