Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) Equity-to-Asset: 0.13 (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:TSKB Turkiye Sinai Kalkinma Bankasi AS IST:TSKB
62 GF Score
Price ₺11.19
GF Value ₺15.86
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Turkiye Sinai Kalkinma Bankasi AS Equity-to-Asset?

Turkiye Sinai Kalkinma Bankasi AS IST:TSKB -0.89% 62 Equity-to-Asset is 0.13 as of Mar. 2026, which is 8% above its 10-year median of 0.12. GuruFocus rates IST:TSKB with a GF Score™ of 62/100 and a GF Value™ of ₺15.86 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,525 Banks companies, Turkiye Sinai Kalkinma Bankasi AS ranks better than 78.69% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Turkiye Sinai Kalkinma Bankasi AS's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₺46,418 Mil. Turkiye Sinai Kalkinma Bankasi AS's Total Assets for the quarter that ended in Mar. 2026 was ₺353,765 Mil. Therefore, Turkiye Sinai Kalkinma Bankasi AS's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.13.

The historical rank and industry rank for Turkiye Sinai Kalkinma Bankasi AS's Equity-to-Asset or its related term are showing as below:

IST:TSKB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08   Med: 0.12   Max: 0.14
Current: 0.13

During the past 13 years, the highest Equity to Asset Ratio of Turkiye Sinai Kalkinma Bankasi AS was 0.14. The lowest was 0.08. And the median was 0.12.

IST:TSKB's Equity-to-Asset is ranked better than
78.69% of 1525 companies
in the Banks industry
Industry Median: 0.1 vs IST:TSKB: 0.13

Turkiye Sinai Kalkinma Bankasi AS  (IST:TSKB) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Turkiye Sinai Kalkinma Bankasi AS Equity-to-Asset Related Terms


Turkiye Sinai Kalkinma Bankasi AS Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Turkiye Sinai Kalkinma Bankasi AS's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Sinai Kalkinma Bankasi AS Equity-to-Asset Chart

Turkiye Sinai Kalkinma Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.11 0.12 0.14 0.14

Turkiye Sinai Kalkinma Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.14 0.14 0.14 0.13

IST:TSKB vs PNC, USB: Equity-to-Asset Comparison

For the Banks - Regional subindustry, Turkiye Sinai Kalkinma Bankasi AS's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Sinai Kalkinma Bankasi AS Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Sinai Kalkinma Bankasi AS's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Turkiye Sinai Kalkinma Bankasi AS's Equity-to-Asset falls into.


IST:TSKB
62GF Score
Turkiye Sinai Kalkinma Bankasi AS IST:TSKB
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Turkiye Sinai Kalkinma Bankasi AS Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Turkiye Sinai Kalkinma Bankasi AS's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=45688.539/334293.518
=0.14

Turkiye Sinai Kalkinma Bankasi AS's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=46418.376/353765.203
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.13 mean?
Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) has a Equity-to-Asset of 0.13 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Turkiye Sinai Kalkinma Bankasi AS and its competitors. This is near median its historical median of 0.12. Over the past decade, Turkiye Sinai Kalkinma Bankasi AS's Equity-to-Asset has ranged from 0.08 to 0.14. According to the industry distribution chart, Turkiye Sinai Kalkinma Bankasi AS ranks #325 out of 1525 companies in the Banks industry, placing it in the top 21.3%.
Is Turkiye Sinai Kalkinma Bankasi AS's Equity-to-Asset too high?
Turkiye Sinai Kalkinma Bankasi AS's current Equity-to-Asset of 0.13 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Turkiye Sinai Kalkinma Bankasi AS's value of 0.13 is 30% above this industry median. Based on the distribution chart, Turkiye Sinai Kalkinma Bankasi AS ranks #325 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Turkiye Sinai Kalkinma Bankasi AS has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Sinai Kalkinma Bankasi AS's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Turkiye Sinai Kalkinma Bankasi AS ranks #325 out of 1525 companies for Equity-to-Asset. This places Turkiye Sinai Kalkinma Bankasi AS in the top 21% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Turkiye Sinai Kalkinma Bankasi AS's value of 0.13 is 30% above this benchmark. Historically, Turkiye Sinai Kalkinma Bankasi AS's own Equity-to-Asset has ranged from 0.08 to 0.14 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Turkiye Sinai Kalkinma Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Sinai Kalkinma Bankasi AS's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Turkiye Sinai Kalkinma Bankasi AS and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Sinai Kalkinma Bankasi AS's current Equity-to-Asset is 0.13, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Sinai Kalkinma Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺15.86, compared to a current price of ₺11.19 — trading 29.4% below its estimated fair value. The current Equity-to-Asset is 0.13, which is near median its 10-year median of 0.12 and 30% above the Banks industry median of 0.10. Turkiye Sinai Kalkinma Bankasi AS's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB), the current Equity-to-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Sinai Kalkinma Bankasi AS stock appears to be undervalued. The current stock price of ₺11.19 is trading 29.4% below its estimated GF Value™ of ₺15.86. GuruFocus considers Turkiye Sinai Kalkinma Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:TSKB:

  • Equity-to-Asset: 0.13 (near median its 10-year median of 0.12)
  • GF Value™: ₺15.86 vs. price of ₺11.19 (29.4% below fair value)
  • GF Score™: 62/100 with 2 warning signs
  • Industry Position: 30% above the Banks median (#325 of 1525)

No single metric tells the full story. See the IST:TSKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Sinai Kalkinma Bankasi AS Business Description

Address Meclisi Mebusan Cad. No. 81 Findikli, Beyoglu, Istanbul, TUR, 34427
Turkiye Sinai Kalkinma Bankasi AS is an investment and development bank principally operating in Turkey. The company provides a broad array of corporate banking, investment banking, and consultancy services.
62GF Score

Get the complete analysis for IST:TSKB

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺11.19
Price
₺15.86
GF Value