Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) Financial Strength: 1 (As of Mar. 2026) — Near Median

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IST:TSKB Turkiye Sinai Kalkinma Bankasi AS IST:TSKB
62 GF Score
Price ₺11.22
GF Value ₺15.89
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Turkiye Sinai Kalkinma Bankasi AS Financial Strength?

Turkiye Sinai Kalkinma Bankasi AS IST:TSKB +2.56% 62 Financial Strength is 1 as of Mar. 2026, which is at its 10-year median of 1.00. GuruFocus rates IST:TSKB with a GF Score™ of 62/100 and a GF Value™ of ₺15.89 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Turkiye Sinai Kalkinma Bankasi AS has the Financial Strength Rank of 1. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Turkiye Sinai Kalkinma Bankasi AS displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Turkiye Sinai Kalkinma Bankasi AS's interest coverage with the available data. Turkiye Sinai Kalkinma Bankasi AS's debt to revenue ratio for the quarter that ended in Mar. 2026 was 16.09. Altman Z-Score does not apply to banks and insurance companies.


Turkiye Sinai Kalkinma Bankasi AS  (IST:TSKB) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Turkiye Sinai Kalkinma Bankasi AS has the Financial Strength Rank of 1. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Turkiye Sinai Kalkinma Bankasi AS Financial Strength Related Terms

IST:TSKB
62GF Score
Turkiye Sinai Kalkinma Bankasi AS IST:TSKB
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Turkiye Sinai Kalkinma Bankasi AS Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Turkiye Sinai Kalkinma Bankasi AS's Interest Expense for the months ended in Mar. 2026 was ₺-5,886 Mil. Its Operating Income for the months ended in Mar. 2026 was ₺0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₺298,712 Mil.

Turkiye Sinai Kalkinma Bankasi AS's Interest Coverage for the quarter that ended in Mar. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Turkiye Sinai Kalkinma Bankasi AS's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 298711.903) / 18565.116
=16.09

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 1 mean?
Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) has a Financial Strength of 1 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Turkiye Sinai Kalkinma Bankasi AS and its competitors. This is near median its historical median of 1.00. Over the past decade, Turkiye Sinai Kalkinma Bankasi AS's Financial Strength has ranged from 1.00 to 5.00.
Is Turkiye Sinai Kalkinma Bankasi AS's Financial Strength too high?
Turkiye Sinai Kalkinma Bankasi AS's current Financial Strength of 1 is near median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Turkiye Sinai Kalkinma Bankasi AS has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Sinai Kalkinma Bankasi AS's Financial Strength compare to PNC and USB?
Turkiye Sinai Kalkinma Bankasi AS's Financial Strength of 1 can be compared against companies in the Banks industry. Historically, Turkiye Sinai Kalkinma Bankasi AS's own Financial Strength has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Turkiye Sinai Kalkinma Bankasi AS and its competitors. Turkiye Sinai Kalkinma Bankasi AS's current Financial Strength is 1, which is near median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Sinai Kalkinma Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺15.89, compared to a current price of ₺11.22 — trading 29.4% below its estimated fair value. The current Financial Strength is 1, which is near median its 10-year median of 1.00. Turkiye Sinai Kalkinma Bankasi AS's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB), the current Financial Strength is 1 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Sinai Kalkinma Bankasi AS stock appears to be undervalued. The current stock price of ₺11.22 is trading 29.4% below its estimated GF Value™ of ₺15.89. GuruFocus considers Turkiye Sinai Kalkinma Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:TSKB:

  • Financial Strength: 1 (near median its 10-year median of 1.00)
  • GF Value™: ₺15.89 vs. price of ₺11.22 (29.4% below fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the IST:TSKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Sinai Kalkinma Bankasi AS Business Description

Address Meclisi Mebusan Cad. No. 81 Findikli, Beyoglu, Istanbul, TUR, 34427
Turkiye Sinai Kalkinma Bankasi AS is an investment and development bank principally operating in Turkey. The company provides a broad array of corporate banking, investment banking, and consultancy services.
62GF Score

Get the complete analysis for IST:TSKB

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺11.22
Price
₺15.89
GF Value