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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Bank Uralsib PJSC's Total Stockholders Equity for the quarter that ended in Jun. 2023 was ₽115,776 Mil. Bank Uralsib PJSC's Total Assets for the quarter that ended in Jun. 2023 was ₽673,722 Mil.
Therefore, Bank Uralsib PJSC's Equity to Asset Ratio for the quarter that ended in Jun. 2023 was 0.17.
The historical rank and industry rank for Bank Uralsib PJSC's Equity-to-Asset or its related term are showing as below:
MIC:USBN's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.1 * Ranked among companies with meaningful Equity-to-Asset only.
Bank Uralsib PJSC (MIC:USBN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bank Uralsib PJSC Equity-to-Asset Related Terms
Bank Uralsib PJSC Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Bank Uralsib PJSC's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Uralsib PJSC Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Bank Uralsib PJSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Uralsib PJSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank Uralsib PJSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bank Uralsib PJSC's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bank Uralsib PJSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2021 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Uralsib PJSC (MIC:USBN) has a Equity-to-Asset of 0.17 as of Jun. 2023. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank Uralsib PJSC and its competitors.
Is Bank Uralsib PJSC's Equity-to-Asset too high?
Bank Uralsib PJSC's current Equity-to-Asset is 0.17. The Banks industry median Equity-to-Asset is 0.10. Bank Uralsib PJSC's value of 0.17 is 70% above this industry median. Overall, Bank Uralsib PJSC has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Bank Uralsib PJSC's Equity-to-Asset compare to competitors?
Bank Uralsib PJSC's Equity-to-Asset of 0.17 can be compared against companies in the Banks industry. The industry median Equity-to-Asset is 0.10. Bank Uralsib PJSC's value of 0.17 is 70% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Uralsib PJSC's current Equity-to-Asset of 0.17 is 70% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank Uralsib PJSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Uralsib PJSC's current Equity-to-Asset is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Uralsib PJSC stock overvalued right now?
Bank Uralsib PJSC (MIC:USBN) has a current Equity-to-Asset of 0.17. The current Equity-to-Asset is 0.17 and 70% above the Banks industry median of 0.10. Bank Uralsib PJSC's overall GF Score™ is 40/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bank Uralsib PJSC (MIC:USBN), the current Equity-to-Asset is 0.17 as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bank Uralsib PJSC operates in the Russian banking sector. Its operations span a wide range of financial services offered to corporate and private clients. The company's activities are segmented into the Retail, Corporate and Investment Banking divisions. Corporate and Retail customers benefit from services like current and demand deposits, credit cards, various types of loans and premium offerings. Most of the company's revenues are obtained in the form of interest income from the Private Banking segment. The Investment Banking division provides loans for real estate in the form of equipment financing and project finance services to help the development of new lines of businesses.
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