Bank Uralsib PJSC (MIC:USBN) Net Margin %: 29.29% (As of Jun. 2023)


MIC:USBN Bank Uralsib PJSC MIC:USBN
40 GF Score
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What is Bank Uralsib PJSC Net Margin %?

Bank Uralsib PJSC MIC:USBN +3.41% 40 Net Margin % is 29.29% as of Jun. 2023. GuruFocus rates MIC:USBN with a GF Score™ of 40/100.

Net margin is calculated as Net Income divided by its Revenue. Bank Uralsib PJSC's Net Income for the six months ended in Jun. 2023 was ₽7,120 Mil. Bank Uralsib PJSC's Revenue for the six months ended in Jun. 2023 was ₽24,312 Mil. Therefore, Bank Uralsib PJSC's net margin for the quarter that ended in Jun. 2023 was 29.29%.

The historical rank and industry rank for Bank Uralsib PJSC's Net Margin % or its related term are showing as below:


MIC:USBN's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.845
* Ranked among companies with meaningful Net Margin % only.

Bank Uralsib PJSC  (MIC:USBN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Bank Uralsib PJSC Net Margin % Related Terms

Bank Uralsib PJSC Net Margin % Historical Data

* Premium members only.

The historical data trend for Bank Uralsib PJSC's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Uralsib PJSC Net Margin % Chart

Bank Uralsib PJSC Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.86 19.56 28.56 0.79 32.09

Bank Uralsib PJSC Semi-Annual Data
Dec12 Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.08 15.25 47.01 18.64 29.29

Bank Uralsib PJSC Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Bank Uralsib PJSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Uralsib PJSC Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Uralsib PJSC's Net Margin % distribution charts can be found below:

* The bar in red indicates where Bank Uralsib PJSC's Net Margin % falls into.


MIC:USBN
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Bank Uralsib PJSC MIC:USBN
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Uralsib PJSC Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Bank Uralsib PJSC's Net Margin for the fiscal year that ended in Dec. 2021 is calculated as

Net Margin=Net Income (A: Dec. 2021 )/Revenue (A: Dec. 2021 )
=11457.135/35707.56
=32.09 %

Bank Uralsib PJSC's Net Margin for the quarter that ended in Jun. 2023 is calculated as

Net Margin=Net Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=7119.916/24312.453
=29.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 29.29% mean?
Bank Uralsib PJSC (MIC:USBN) has a Net Margin % of 29.29% as of Jun. 2023. Net margin is the ratio of total net income to net sales. View historical data on Bank Uralsib PJSC and its competitors.
Is Bank Uralsib PJSC's Net Margin % too high?
Bank Uralsib PJSC's current Net Margin % is 29.29%. The Banks industry median Net Margin % is 26.85. Bank Uralsib PJSC's value of 29.29% is 9.1% above this industry median. Overall, Bank Uralsib PJSC has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Bank Uralsib PJSC's Net Margin % compare to competitors?
Bank Uralsib PJSC's Net Margin % of 29.29% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.85. Bank Uralsib PJSC's value of 29.29% is 9.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Uralsib PJSC's current Net Margin % of 29.29% is 9.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Uralsib PJSC and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Uralsib PJSC's current Net Margin % is 29.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Uralsib PJSC stock overvalued right now?
Bank Uralsib PJSC (MIC:USBN) has a current Net Margin % of 29.29%. The current Net Margin % is 29.29% and 9.1% above the Banks industry median of 26.85. Bank Uralsib PJSC's overall GF Score™ is 40/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Uralsib PJSC (MIC:USBN), the current Net Margin % is 29.29% as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bank Uralsib PJSC Business Description

Address ul. Efremova, 8, Moscow, RUS, 119048
Bank Uralsib PJSC operates in the Russian banking sector. Its operations span a wide range of financial services offered to corporate and private clients. The company's activities are segmented into the Retail, Corporate and Investment Banking divisions. Corporate and Retail customers benefit from services like current and demand deposits, credit cards, various types of loans and premium offerings. Most of the company's revenues are obtained in the form of interest income from the Private Banking segment. The Investment Banking division provides loans for real estate in the form of equipment financing and project finance services to help the development of new lines of businesses.
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