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Ecobank TransnationalNSA:ETI 37 Equity-to-Asset is 0.05 as of Jun. 2026, which is 17% below its 10-year median of 0.06. GuruFocus rates NSA:ETI with a GF Score™ of 37/100 and a GF Value™ of ₦38.01 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,521 Banks companies, Ecobank Transnational ranks worse than 91.32% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Ecobank Transnational's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₦2,566,896 Mil. Ecobank Transnational's Total Assets for the quarter that ended in Jun. 2026 was ₦47,113,791 Mil.
Therefore, Ecobank Transnational's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.05.
The historical rank and industry rank for Ecobank Transnational's Equity-to-Asset or its related term are showing as below:
NSA:ETI'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04 Med: 0.06 Max: 0.09
Current: 0.05
During the past 13 years, the highest Equity to Asset Ratio of Ecobank Transnational was 0.09. The lowest was 0.04. And the median was 0.06.
NSA:ETI's Equity-to-Asset is ranked worse than 91.32% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs NSA:ETI: 0.05
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Ecobank Transnational Equity-to-Asset Related Terms
Ecobank Transnational Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Ecobank Transnational's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ecobank Transnational's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ecobank Transnational Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Ecobank Transnational's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Ecobank Transnational's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Ecobank Transnational's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ecobank Transnational (NSA:ETI) has a Equity-to-Asset of 0.05 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ecobank Transnational and its competitors. This is 17% below median its historical median of 0.06. Over the past decade, Ecobank Transnational's Equity-to-Asset has ranged from 0.04 to 0.09. According to the industry distribution chart, Ecobank Transnational ranks #1389 out of 1521 companies in the Banks industry, placing it in the top 91.3%.
Is Ecobank Transnational's Equity-to-Asset too high?
Ecobank Transnational's current Equity-to-Asset of 0.05 is 17% below median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.09. The Banks industry median Equity-to-Asset is 0.10. Ecobank Transnational's value of 0.05 is 50% below this industry median. Based on the distribution chart, Ecobank Transnational ranks #1389 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ecobank Transnational has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Transnational's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Ecobank Transnational ranks #1389 out of 1521 companies for Equity-to-Asset. This places Ecobank Transnational in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Ecobank Transnational's value of 0.05 is 50% below this benchmark. Historically, Ecobank Transnational's own Equity-to-Asset has ranged from 0.04 to 0.09 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, Ecobank Transnational has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ecobank Transnational's current Equity-to-Asset of 0.05 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ecobank Transnational and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ecobank Transnational's current Equity-to-Asset is 0.05, which is 17% below median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Transnational stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Transnational (NSA:ETI) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦38.01, compared to a current price of ₦74.00 — trading 94.7% above its estimated fair value. The current Equity-to-Asset is 0.05, which is 17% below median its 10-year median of 0.06 and 50% below the Banks industry median of 0.10. Ecobank Transnational's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Ecobank Transnational (NSA:ETI), the current Equity-to-Asset is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ecobank Transnational (NSA:ETI) Overvalued in 2026?
Based on GuruFocus' analysis, Ecobank Transnational stock appears to be overvalued.
The current stock price of ₦74.00 is trading 94.7% above its estimated GF Value™ of ₦38.01.
GuruFocus considers Ecobank Transnational to be Significantly Overvalued.
Key valuation signals for NSA:ETI:
Equity-to-Asset: 0.05 (17% below median its 10-year median of 0.06)
GF Value™: ₦38.01 vs. price of ₦74.00 (94.7% above fair value)
Industry Position: 50% below the Banks median (#1389 of 1521)
No single metric tells the full story. See the NSA:ETI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ecobank Transnational Inc is a pan-African banking group. Through its subsidiaries, it provides retail, corporate and investment banking services throughout sub Saharan Africa outside South Africa. The company operates in three principal business reporting segments: Consumer Banking (CSB), Commercial Banking (CMB) and Corporate and Investment Banking (CIB). The majority of the revenue is derived from the Corporate and Investment Banking segment, which provides various financial services, including FICC, cash management, trade, loans and liquidity and securities, wealth, and asset management. Geographically, it derives the maximum revenue from Francophone West Africa (UEMOA), and the rest from Nigeria, Anglophone West Africa (AWA), and Central, Eastern and Southern Africa (CESA).
37GF Score
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