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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Ecobank TransnationalNSA:ETI 24 5-Year Yield-on-Cost % is 2.58 as of Jul. 22, 2026, which is 86% below its 10-year median of 18.40. GuruFocus rates NSA:ETI with a GF Score™ of 24/100 and a GF Value™ of ₦33.91 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,251 Banks companies, Ecobank Transnational ranks worse than 72.5% on this metric.
Ecobank Transnational's yield on cost for the quarter that ended in Mar. 2026 was 2.58.
The historical rank and industry rank for Ecobank Transnational's 5-Year Yield-on-Cost % or its related term are showing as below:
NSA:ETI'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.58 Med: 18.4 Max: 38.87
Current: 2.58
During the past 13 years, Ecobank Transnational's highest Yield on Cost was 38.87. The lowest was 2.58. And the median was 18.40.
NSA:ETI's 5-Year Yield-on-Cost % is ranked worse than 72.5% of 1251
companies
in the Banks industry
Industry Median: 3.88
vs NSA:ETI: 2.58
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Ecobank Transnational 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Ecobank Transnational's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ecobank Transnational 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Ecobank Transnational's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Ecobank Transnational's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Ecobank Transnational (NSA:ETI) has a 5-Year Yield-on-Cost % of 2.58 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ecobank Transnational and its competitors. This is 86% below median its historical median of 18.40. Over the past decade, Ecobank Transnational's 5-Year Yield-on-Cost % has ranged from 2.58 to 38.87. According to the industry distribution chart, Ecobank Transnational ranks #907 out of 1251 companies in the Banks industry, placing it in the top 72.5%.
Is Ecobank Transnational's 5-Year Yield-on-Cost % too high?
Ecobank Transnational's current 5-Year Yield-on-Cost % of 2.58 is 86% below median its 10-year median of 18.40. Over the past 10 years, this metric has ranged from a low of 2.58 to a high of 38.87. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Ecobank Transnational's value of 2.58 is 33.5% below this industry median. Based on the distribution chart, Ecobank Transnational ranks #907 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Ecobank Transnational has a GF Score™ of 24/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Transnational's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Ecobank Transnational ranks #907 out of 1251 companies for 5-Year Yield-on-Cost %. This places Ecobank Transnational in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Ecobank Transnational's value of 2.58 is 33.5% below this benchmark. Historically, Ecobank Transnational's own 5-Year Yield-on-Cost % has ranged from 2.58 to 38.87 over the past decade. While the company's 10-year median is 18.40 vs. the industry median of 3.88, Ecobank Transnational has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ecobank Transnational's current 5-Year Yield-on-Cost % of 2.58 is 33.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ecobank Transnational and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ecobank Transnational's current 5-Year Yield-on-Cost % is 2.58, which is 86% below median its own 10-year median of 18.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Transnational stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Transnational (NSA:ETI) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦33.91, compared to a current price of ₦85.70 — trading 152.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.58, which is 86% below median its 10-year median of 18.40 and 33.5% below the Banks industry median of 3.88. Ecobank Transnational's overall GF Score™ is 24/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Ecobank Transnational (NSA:ETI), the current 5-Year Yield-on-Cost % is 2.58 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ecobank Transnational (NSA:ETI) Overvalued in 2026?
Based on GuruFocus' analysis, Ecobank Transnational stock appears to be overvalued.
The current stock price of ₦85.70 is trading 152.7% above its estimated GF Value™ of ₦33.91.
GuruFocus considers Ecobank Transnational to be Significantly Overvalued.
Key valuation signals for NSA:ETI:
5-Year Yield-on-Cost %: 2.58 (86% below median its 10-year median of 18.40)
GF Value™: ₦33.91 vs. price of ₦85.70 (152.7% above fair value)
Industry Position: 33.5% below the Banks median (#907 of 1251)
No single metric tells the full story. See the NSA:ETI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ecobank Transnational Inc is a pan-African banking group. Through its subsidiaries, it provides retail, corporate and investment banking services throughout sub Saharan Africa outside South Africa. The company operates in three principal business reporting segments: Consumer Banking (CSB), Commercial Banking (CMB) and Corporate and Investment Banking (CIB). The majority of the revenue is derived from the Corporate and Investment Banking segment, which provides various financial services, including FICC, cash management, trade, loans and liquidity and securities, wealth, and asset management. Geographically, it derives the maximum revenue from Francophone West Africa (UEMOA), and the rest from Nigeria, Anglophone West Africa (AWA), and Central, Eastern and Southern Africa (CESA).
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