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Ecobank TransnationalNSA:ETI 37 Net Margin % is 16.33% as of Jun. 2026, which is 19% above its 10-year median of 13.73. GuruFocus rates NSA:ETI with a GF Score™ of 37/100 and a GF Value™ of ₦38.86 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,525 Banks companies, Ecobank Transnational ranks worse than 81.05% on this metric.
Ecobank Transnational (NSA:ETI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Ecobank Transnational Net Margin % Related Terms
Ecobank Transnational Net Margin % Historical Data
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The historical data trend for Ecobank Transnational's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ecobank Transnational Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Ecobank Transnational's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ecobank Transnational Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Ecobank Transnational's Net Margin % distribution charts can be found below:
* The bar in red indicates where Ecobank Transnational's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ecobank Transnational (NSA:ETI) has a Net Margin % of 16.33% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Ecobank Transnational and its competitors. This is 19% above median its historical median of 13.73. According to the industry distribution chart, Ecobank Transnational ranks #1236 out of 1525 companies in the Banks industry, placing it in the top 81%.
Is Ecobank Transnational's Net Margin % too high?
Ecobank Transnational's current Net Margin % of 16.33% is 19% above median its 10-year median of 13.73. The Banks industry median Net Margin % is 27.10. Ecobank Transnational's value of 16.33% is 39.7% below this industry median. Based on the distribution chart, Ecobank Transnational ranks #1236 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ecobank Transnational has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Transnational's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Ecobank Transnational ranks #1236 out of 1525 companies for Net Margin %. This places Ecobank Transnational in the lower half of its industry. The industry median Net Margin % is 27.10. Ecobank Transnational's value of 16.33% is 39.7% below this benchmark. While the company's 10-year median is 13.73 vs. the industry median of 27.10, Ecobank Transnational has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ecobank Transnational's current Net Margin % of 16.33% is 39.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Ecobank Transnational and its competitors. For the Banks industry, the median Net Margin % is 27.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ecobank Transnational's current Net Margin % is 16.33%, which is 19% above median its own 10-year median of 13.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Transnational stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Transnational (NSA:ETI) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦38.86, compared to a current price of ₦72.10 — trading 85.5% above its estimated fair value. The current Net Margin % is 16.33%, which is 19% above median its 10-year median of 13.73 and 39.7% below the Banks industry median of 27.10. Ecobank Transnational's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Ecobank Transnational (NSA:ETI), the current Net Margin % is 16.33% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ecobank Transnational (NSA:ETI) Overvalued in 2026?
Based on GuruFocus' analysis, Ecobank Transnational stock appears to be overvalued.
The current stock price of ₦72.10 is trading 85.5% above its estimated GF Value™ of ₦38.86.
GuruFocus considers Ecobank Transnational to be Significantly Overvalued.
Key valuation signals for NSA:ETI:
Net Margin %: 16.33% (19% above median its 10-year median of 13.73)
GF Value™: ₦38.86 vs. price of ₦72.10 (85.5% above fair value)
Industry Position: 39.7% below the Banks median (#1236 of 1525)
No single metric tells the full story. See the NSA:ETI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ecobank Transnational Inc is a pan-African banking group. Through its subsidiaries, it provides retail, corporate and investment banking services throughout sub Saharan Africa outside South Africa. The company operates in three principal business reporting segments: Consumer Banking (CSB), Commercial Banking (CMB) and Corporate and Investment Banking (CIB). The majority of the revenue is derived from the Corporate and Investment Banking segment, which provides various financial services, including FICC, cash management, trade, loans and liquidity and securities, wealth, and asset management. Geographically, it derives the maximum revenue from Francophone West Africa (UEMOA), and the rest from Nigeria, Anglophone West Africa (AWA), and Central, Eastern and Southern Africa (CESA).
37GF Score
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