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Suncorp GroupSNMYF +8.16%78 Equity-to-Asset is 0.35 as of Jun. 2026, which is 150% above its 10-year median of 0.14. GuruFocus rates SNMYF with a GF Score™ of 78/100 and a GF Value™ of $12.72. The stock has 5 warning signs investors should review. Among 505 Insurance companies, Suncorp Group ranks better than 68.12% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Suncorp Group's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $7,282 Mil. Suncorp Group's Total Assets for the quarter that ended in Jun. 2026 was $20,778 Mil.
Therefore, Suncorp Group's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.35.
The historical rank and industry rank for Suncorp Group's Equity-to-Asset or its related term are showing as below:
SNMYF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.14 Max: 0.35
Current: 0.35
During the past 13 years, the highest Equity to Asset Ratio of Suncorp Group was 0.35. The lowest was 0.12. And the median was 0.14.
SNMYF's Equity-to-Asset is ranked better than 68.12% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs SNMYF: 0.35
Suncorp Group (OTCPK:SNMYF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Suncorp Group Equity-to-Asset Related Terms
Suncorp Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Suncorp Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Suncorp Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Suncorp Group Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Suncorp Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Suncorp Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Suncorp Group's Equity to Asset Ratio for the fiscal year that ended in Jun. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Suncorp Group (SNMYF) has a Equity-to-Asset of 0.35 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Suncorp Group and its competitors. This is 150% above median its historical median of 0.14. Over the past decade, Suncorp Group's Equity-to-Asset has ranged from 0.12 to 0.35. According to the industry distribution chart, Suncorp Group ranks #161 out of 505 companies in the Insurance industry, placing it in the top 31.9%.
Is Suncorp Group's Equity-to-Asset too high?
Suncorp Group's current Equity-to-Asset of 0.35 is 150% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.35. The Insurance industry median Equity-to-Asset is 0.26. Suncorp Group's value of 0.35 is 34.6% above this industry median. Based on the distribution chart, Suncorp Group ranks #161 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Suncorp Group has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Suncorp Group's Equity-to-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Suncorp Group ranks #161 out of 505 companies for Equity-to-Asset. This puts Suncorp Group in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Suncorp Group's value of 0.35 is 34.6% above this benchmark. Historically, Suncorp Group's own Equity-to-Asset has ranged from 0.12 to 0.35 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.26, Suncorp Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Suncorp Group's current Equity-to-Asset of 0.35 is 34.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Suncorp Group and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Suncorp Group's current Equity-to-Asset is 0.35, which is 150% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suncorp Group stock overvalued right now?
Suncorp Group (SNMYF) has a current Equity-to-Asset of 0.35. The stock's GF Value™ is $12.72, compared to a current price of $13.03 — trading 2.4% above its estimated fair value. The current Equity-to-Asset is 0.35, which is 150% above median its 10-year median of 0.14 and 34.6% above the Insurance industry median of 0.26. Suncorp Group's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Suncorp Group (SNMYF), the current Equity-to-Asset is 0.35 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Suncorp Group (SNMYF) Overvalued in 2026?
Based on GuruFocus' analysis, Suncorp Group stock appears to be overvalued.
The current stock price of $13.03 is trading 2.4% above its estimated GF Value™ of $12.72.
Key valuation signals for SNMYF:
Equity-to-Asset: 0.35 (150% above median its 10-year median of 0.14)
GF Value™: $12.72 vs. price of $13.03 (2.4% above fair value)
Industry Position: 34.6% above the Insurance median (#161 of 505)
No single metric tells the full story. See the SNMYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Suncorp provides general insurance through a number of different brands. The core businesses include personal insurance such as home and motor, and commercial insurance. Suncorp and competitors IAG Insurance and QBE Insurance dominate the Australian and New Zealand insurance markets. It sold its banking business to ANZ Bank in July 2024.
78GF Score
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