SNMYF (Suncorp Group) Scaled Net Operating Assets: 0.39 (As of Dec. 2025)


SNMYF Suncorp Group Ltd SNMYF
75 GF Score
Price $13.03
GF Value $13.10
Valuation Fairly Valued
! 6 Warning Signs
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What is Suncorp Group Scaled Net Operating Assets?

Suncorp Group SNMYF +8.16% 75 Scaled Net Operating Assets is 0.39 as of Dec. 2025. GuruFocus rates SNMYF with a GF Score™ of 75/100 and a GF Value™ of $13.10 (Fairly Valued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Suncorp Group's operating assets for the quarter that ended in Dec. 2025 was $18,958 Mil. Suncorp Group's operating liabilities for the quarter that ended in Dec. 2025 was $11,378 Mil. Suncorp Group's Total Assets for the quarter that ended in Jun. 2025 was $19,638 Mil. Therefore, Suncorp Group's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.39.

SNMYF
75GF Score
Suncorp Group Ltd SNMYF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Suncorp Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Suncorp Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jun. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jun. 2025 )
=(Operating Assets (A: Jun. 2025 )-Operating Liabilities (A: Jun. 2025 ))/Total Assets (A: Jun. 2024 )
=(18751.953-11073.568)/74176.627
=0.10

where

Operating Assets(A: Jun. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=19638.021 - 886.068
=18751.953

Operating Liabilities(A: Jun. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12719.401 - 1645.833 - 0
=11073.568

Suncorp Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(18958.139-11378.073)/19638.021
=0.39

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=19617.94 - 659.801
=18958.139

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12893.688 - 0 - 1515.615
=11378.073

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.39 mean?
Suncorp Group (SNMYF) has a Scaled Net Operating Assets of 0.39 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Suncorp Group and its competitors.
Is Suncorp Group's Scaled Net Operating Assets too high?
Suncorp Group's current Scaled Net Operating Assets is 0.39. Overall, Suncorp Group has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Suncorp Group's Scaled Net Operating Assets compare to CB and PGR?
Suncorp Group's Scaled Net Operating Assets of 0.39 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Suncorp Group and its competitors. Suncorp Group's current Scaled Net Operating Assets is 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suncorp Group stock overvalued right now?
Based on GuruFocus' analysis, Suncorp Group (SNMYF) is currently considered Fairly Valued. The stock's GF Value™ is $13.10, compared to a current price of $13.03 — trading 0.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.39. Suncorp Group's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Suncorp Group (SNMYF), the current Scaled Net Operating Assets is 0.39 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Suncorp Group (SNMYF) Overvalued in 2026?

Based on GuruFocus' analysis, Suncorp Group stock appears to be undervalued. The current stock price of $13.03 is trading 0.5% below its estimated GF Value™ of $13.10. GuruFocus considers Suncorp Group to be Fairly Valued.

Key valuation signals for SNMYF:

  • Scaled Net Operating Assets: 0.39
  • GF Value™: $13.10 vs. price of $13.03 (0.5% below fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the SNMYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Suncorp Group Business Description

Address 80 Ann Street, Level 23, Heritage Lanes, Brisbane, QLD, AUS, 4000
Suncorp provides general insurance through a number of different brands. The core businesses include personal insurance such as home and motor, and commercial insurance. Suncorp and competitors IAG Insurance and QBE Insurance dominate the Australian and New Zealand insurance markets. It sold its banking business to ANZ Bank in July 2024.
75GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.03
Price
$13.10
GF Value