Ctac NV (XAMS:CTAC) Equity-to-Asset: 0.47 (As of Dec. 2025) — 15% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XAMS:CTAC Ctac NV XAMS:CTAC
77 GF Score
Price €2.75
GF Value €3.53
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Ctac NV Equity-to-Asset?

Ctac NV XAMS:CTAC 77 Equity-to-Asset is 0.47 as of Dec. 2025, which is 15% above its 10-year median of 0.41. GuruFocus rates XAMS:CTAC with a GF Score™ of 77/100 and a GF Value™ of €3.53 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,895 Software companies, Ctac NV ranks worse than 59.27% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Ctac NV's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €32.9 Mil. Ctac NV's Total Assets for the quarter that ended in Dec. 2025 was €69.8 Mil. Therefore, Ctac NV's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.47.

The historical rank and industry rank for Ctac NV's Equity-to-Asset or its related term are showing as below:

XAMS:CTAC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.35   Med: 0.41   Max: 0.47
Current: 0.47

During the past 13 years, the highest Equity to Asset Ratio of Ctac NV was 0.47. The lowest was 0.35. And the median was 0.41.

XAMS:CTAC's Equity-to-Asset is ranked worse than
59.27% of 2895 companies
in the Software industry
Industry Median: 0.55 vs XAMS:CTAC: 0.47

Ctac NV  (XAMS:CTAC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Ctac NV Equity-to-Asset Related Terms


Ctac NV Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Ctac NV's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ctac NV Equity-to-Asset Chart

Ctac NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.35 0.39 0.40 0.43 0.47

Ctac NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.42 0.43 0.43 0.47

XAMS:CTAC vs IBM, ACN, FISV: Equity-to-Asset Comparison

For the Information Technology Services subindustry, Ctac NV's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ctac NV Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, Ctac NV's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Ctac NV's Equity-to-Asset falls into.


XAMS:CTAC
77GF Score
Ctac NV XAMS:CTAC
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ctac NV Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Ctac NV's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=32.908/69.763
=0.47

Ctac NV's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=32.908/69.763
=0.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.47 mean?
Ctac NV (XAMS:CTAC) has a Equity-to-Asset of 0.47 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ctac NV and its competitors. This is 15% above median its historical median of 0.41. Over the past decade, Ctac NV's Equity-to-Asset has ranged from 0.35 to 0.47. According to the industry distribution chart, Ctac NV ranks #1716 out of 2895 companies in the Software industry, placing it in the top 59.3%.
Is Ctac NV's Equity-to-Asset too high?
Ctac NV's current Equity-to-Asset of 0.47 is 15% above median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 0.47. The Software industry median Equity-to-Asset is 0.55. Ctac NV's value of 0.47 is 14.5% below this industry median. Based on the distribution chart, Ctac NV ranks #1716 out of 2895 companies in the Software industry, which is below the industry midpoint. Overall, Ctac NV has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ctac NV's Equity-to-Asset compare to IBM and ACN?
According to the Software industry distribution chart, Ctac NV ranks #1716 out of 2895 companies for Equity-to-Asset. This places Ctac NV in the lower half of its industry. The industry median Equity-to-Asset is 0.55. Ctac NV's value of 0.47 is 14.5% below this benchmark. Historically, Ctac NV's own Equity-to-Asset has ranged from 0.35 to 0.47 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.55, Ctac NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,895 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ctac NV's current Equity-to-Asset of 0.47 is 14.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ctac NV and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ctac NV's current Equity-to-Asset is 0.47, which is 15% above median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ctac NV stock overvalued right now?
Based on GuruFocus' analysis, Ctac NV (XAMS:CTAC) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.53, compared to a current price of €2.75 — trading 22.1% below its estimated fair value. The current Equity-to-Asset is 0.47, which is 15% above median its 10-year median of 0.41 and 14.5% below the Software industry median of 0.55. Ctac NV's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Ctac NV (XAMS:CTAC), the current Equity-to-Asset is 0.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ctac NV (XAMS:CTAC) Overvalued in 2026?

Based on GuruFocus' analysis, Ctac NV stock appears to be undervalued. The current stock price of €2.75 is trading 22.1% below its estimated GF Value™ of €3.53. GuruFocus considers Ctac NV to be Modestly Undervalued.

Key valuation signals for XAMS:CTAC:

  • Equity-to-Asset: 0.47 (15% above median its 10-year median of 0.41)
  • GF Value™: €3.53 vs. price of €2.75 (22.1% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 14.5% below the Software median (#1716 of 2895)

No single metric tells the full story. See the XAMS:CTAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ctac NV Business Description

Other Exchanges TAC:Germany
Address Meerendonkweg 11, ’s-Hertogenbosch, NB, NLD, 5216 TZ
Ctac NV is a group of specialist IT companies offering expertise and services. The group offers a full range of IT services: from strategic advice and transformation through to the supply of specialist IT professionals via staffing services. The group provides services to the retail, manufacturing, wholesale, third-party logistics, and consumer products industries. The essential product of the company is the XV retail suite. The company classifies its business under geographical segments, including the Netherlands, Belgium, and Others. The Netherlands region generates the majority of revenue for the company.
77GF Score

Get the complete analysis for XAMS:CTAC

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.75
Price
€3.53
GF Value