Ctac NV (XAMS:CTAC) Retained Earnings: €3.6 Mil (As of Dec. 2025)

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XAMS:CTAC Ctac NV XAMS:CTAC
76 GF Score
Price €2.91
GF Value €3.45
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Ctac NV Retained Earnings?

Ctac NV XAMS:CTAC 76 Retained Earnings is €3.6 Mil as of Dec. 2025. GuruFocus rates XAMS:CTAC with a GF Score™ of 76/100 and a GF Value™ of €3.45 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Ctac NV's retained earnings for the quarter that ended in Dec. 2025 was €3.6 Mil.

Ctac NV's quarterly retained earnings declined from Dec. 2024 (€3.9 Mil) to Jun. 2025 (€1.4 Mil) but then increased from Jun. 2025 (€1.4 Mil) to Dec. 2025 (€3.6 Mil).

Ctac NV's annual retained earnings increased from Dec. 2023 (€1.0 Mil) to Dec. 2024 (€3.9 Mil) but then declined from Dec. 2024 (€3.9 Mil) to Dec. 2025 (€3.6 Mil).


Ctac NV  (XAMS:CTAC) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Ctac NV Retained Earnings Historical Data

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The historical data trend for Ctac NV's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ctac NV Retained Earnings Chart

Ctac NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.46 4.73 0.95 3.91 3.60

Ctac NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 1.21 3.91 1.41 3.60
XAMS:CTAC
76GF Score
Ctac NV XAMS:CTAC
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Ctac NV Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €3.6 Mil mean?
Ctac NV (XAMS:CTAC) has a Retained Earnings of €3.6 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Ctac NV and its competitors.
Is Ctac NV's Retained Earnings too high?
Ctac NV's current Retained Earnings is €3.6 Mil. Overall, Ctac NV has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ctac NV's Retained Earnings compare to IBM and ACN?
Ctac NV's Retained Earnings of €3.6 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Ctac NV and its competitors. Ctac NV's current Retained Earnings is €3.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ctac NV stock overvalued right now?
Based on GuruFocus' analysis, Ctac NV (XAMS:CTAC) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.45, compared to a current price of €2.91 — trading 15.7% below its estimated fair value. The current Retained Earnings is €3.6 Mil. Ctac NV's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Ctac NV (XAMS:CTAC), the current Retained Earnings is €3.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ctac NV (XAMS:CTAC) Overvalued in 2026?

Based on GuruFocus' analysis, Ctac NV stock appears to be undervalued. The current stock price of €2.91 is trading 15.7% below its estimated GF Value™ of €3.45. GuruFocus considers Ctac NV to be Modestly Undervalued.

Key valuation signals for XAMS:CTAC:

  • Retained Earnings: €3.6 Mil
  • GF Value™: €3.45 vs. price of €2.91 (15.7% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the XAMS:CTAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ctac NV Business Description

Other Exchanges TAC:Germany
Address Meerendonkweg 11, ’s-Hertogenbosch, NB, NLD, 5216 TZ
Ctac NV is a group of specialist IT companies offering expertise and services. The group offers a full range of IT services: from strategic advice and transformation through to the supply of specialist IT professionals via staffing services. The group provides services to the retail, manufacturing, wholesale, third-party logistics, and consumer products industries. The essential product of the company is the XV retail suite. The company classifies its business under geographical segments, including the Netherlands, Belgium, and Others. The Netherlands region generates the majority of revenue for the company.
76GF Score

Get the complete analysis for XAMS:CTAC

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.91
Price
€3.45
GF Value