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Substrate Artificial InteligenceXMAD:SAI -4.55% Equity-to-Asset is 0.60 as of Dec. 2025, which is 10% below its 10-year median of 0.67. The stock has 7 warning signs investors should review. Among 2,892 Software companies, Substrate Artificial Inteligence ranks better than 57.23% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Substrate Artificial Inteligence Equity-to-Asset Related Terms
Substrate Artificial Inteligence Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XMAD:SAI vs MSFT, ORCL, PLTR: Equity-to-Asset Comparison
For the Software - Infrastructure subindustry, Substrate Artificial Inteligence's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Substrate Artificial Inteligence Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Substrate Artificial Inteligence's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Substrate Artificial Inteligence's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Substrate Artificial Inteligence (XMAD:SAI) has a Equity-to-Asset of 0.60 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Substrate Artificial Inteligence and its competitors. This is 10% below median its historical median of 0.67. Over the past decade, Substrate Artificial Inteligence's Equity-to-Asset has ranged from 0.50 to 0.82. According to the industry distribution chart, Substrate Artificial Inteligence ranks #1237 out of 2892 companies in the Software industry, placing it in the top 42.8%.
Is Substrate Artificial Inteligence's Equity-to-Asset too high?
Substrate Artificial Inteligence's current Equity-to-Asset of 0.60 is 10% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 0.82. The Software industry median Equity-to-Asset is 0.56. Substrate Artificial Inteligence's value of 0.60 is 7.1% above this industry median. Based on the distribution chart, Substrate Artificial Inteligence ranks #1237 out of 2892 companies in the Software industry, which is above the industry midpoint.
How does Substrate Artificial Inteligence's Equity-to-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, Substrate Artificial Inteligence ranks #1237 out of 2892 companies for Equity-to-Asset. This puts Substrate Artificial Inteligence in the upper half of its industry. The industry median Equity-to-Asset is 0.56. Substrate Artificial Inteligence's value of 0.60 is 7.1% above this benchmark. Historically, Substrate Artificial Inteligence's own Equity-to-Asset has ranged from 0.50 to 0.82 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 0.56, Substrate Artificial Inteligence has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Substrate Artificial Inteligence's current Equity-to-Asset of 0.60 is 7.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Substrate Artificial Inteligence and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Substrate Artificial Inteligence's current Equity-to-Asset is 0.60, which is 10% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Substrate Artificial Inteligence stock overvalued right now?
Based on GuruFocus' analysis, Substrate Artificial Inteligence (XMAD:SAI) is currently considered Possible Value Trap. The stock's GF Value™ is €0.18, compared to a current price of €0.06 — trading 65% below its estimated fair value. The current Equity-to-Asset is 0.60, which is 10% below median its 10-year median of 0.67 and 7.1% above the Software industry median of 0.56. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Substrate Artificial Inteligence (XMAD:SAI), the current Equity-to-Asset is 0.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Substrate Artificial Inteligence SA is an Artificial Intelligence company in Spain. Its software is applied in agritech, energy, industry, fintech, human resources, or health sectors. Its technology is easy to implement and allows it to address all the problems faced by companies in the digitization and streamlining of their processes, optimizing decision-making and generating great cost savings.
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