Substrate Artificial Inteligence (XMAD:SAI) Long-Term Debt: €3.28 Mil (As of Dec. 2025)


What is Substrate Artificial Inteligence Long-Term Debt?

Substrate Artificial Inteligence XMAD:SAI +2.90% Long-Term Debt is €3.28 Mil as of Dec. 2025. The stock has 7 warning signs investors should review.

Substrate Artificial Inteligence's Long-Term Debt for the quarter that ended in Dec. 2025 was €3.28 Mil.

Substrate Artificial Inteligence's quarterly Long-Term Debt declined from Dec. 2024 (€3.07 Mil) to Jun. 2025 (€2.61 Mil) but then increased from Jun. 2025 (€2.61 Mil) to Dec. 2025 (€3.28 Mil).

Substrate Artificial Inteligence's annual Long-Term Debt increased from Dec. 2023 (€2.84 Mil) to Dec. 2024 (€3.07 Mil) and increased from Dec. 2024 (€3.07 Mil) to Dec. 2025 (€3.28 Mil).

Substrate Artificial Inteligence  (XMAD:SAI) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Substrate Artificial Inteligence Long-Term Debt Related Terms

Substrate Artificial Inteligence Long-Term Debt Historical Data

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The historical data trend for Substrate Artificial Inteligence's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Substrate Artificial Inteligence Long-Term Debt Chart

Substrate Artificial Inteligence Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
0.00 0.56 2.84 3.07 3.28

Substrate Artificial Inteligence Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.84 2.80 3.07 2.61 3.28
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €3.28 Mil mean?
Substrate Artificial Inteligence (XMAD:SAI) has a Long-Term Debt of €3.28 Mil as of Dec. 2025.
Is Substrate Artificial Inteligence's Long-Term Debt too high?
Substrate Artificial Inteligence's current Long-Term Debt is €3.28 Mil.
How does Substrate Artificial Inteligence's Long-Term Debt compare to MSFT and ORCL?
Substrate Artificial Inteligence's Long-Term Debt of €3.28 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Substrate Artificial Inteligence's current Long-Term Debt is €3.28 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Substrate Artificial Inteligence stock overvalued right now?
Based on GuruFocus' analysis, Substrate Artificial Inteligence (XMAD:SAI) is currently considered Possible Value Trap. The stock's GF Value™ is €0.20, compared to a current price of €0.05 — trading 74.3% below its estimated fair value. The current Long-Term Debt is €3.28 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Substrate Artificial Inteligence (XMAD:SAI), the current Long-Term Debt is €3.28 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Substrate Artificial Inteligence Business Description

Address C/ Maria de Molina, 41, Office 503, Madrid, ESP, 28006
Substrate Artificial Inteligence SA is an Artificial Intelligence company in Spain. Its software is applied in agritech, energy, industry, fintech, human resources, or health sectors. Its technology is easy to implement and allows it to address all the problems faced by companies in the digitization and streamlining of their processes, optimizing decision-making and generating great cost savings.