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Credit Agricole Atlantique VendeeXPAR:CRAV 52 Equity-to-Asset is 0.14 as of Jun. 2026, which is 8% above its 10-year median of 0.13. GuruFocus rates XPAR:CRAV with a GF Score™ of 52/100 and a GF Value™ of €103.30 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,518 Banks companies, Credit Agricole Atlantique Vendee ranks better than 83.2% on this metric.
The historical rank and industry rank for Credit Agricole Atlantique Vendee's Equity-to-Asset or its related term are showing as below:
XPAR:CRAV'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.13 Max: 0.14
Current: 0.14
During the past 13 years, the highest Equity to Asset Ratio of Credit Agricole Atlantique Vendee was 0.14. The lowest was 0.11. And the median was 0.13.
XPAR:CRAV's Equity-to-Asset is ranked better than 83.2% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs XPAR:CRAV: 0.14
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Credit Agricole Atlantique Vendee Equity-to-Asset Related Terms
Credit Agricole Atlantique Vendee Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Credit Agricole Atlantique Vendee's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole Atlantique Vendee Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole Atlantique Vendee's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Credit Agricole Atlantique Vendee's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Atlantique Vendee (XPAR:CRAV) has a Equity-to-Asset of 0.14 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Credit Agricole Atlantique Vendee and its competitors. This is near median its historical median of 0.13. Over the past decade, Credit Agricole Atlantique Vendee's Equity-to-Asset has ranged from 0.11 to 0.14. According to the industry distribution chart, Credit Agricole Atlantique Vendee ranks #255 out of 1518 companies in the Banks industry, placing it in the top 16.8%.
Is Credit Agricole Atlantique Vendee's Equity-to-Asset too high?
Credit Agricole Atlantique Vendee's current Equity-to-Asset of 0.14 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Credit Agricole Atlantique Vendee's value of 0.14 is 40% above this industry median. Based on the distribution chart, Credit Agricole Atlantique Vendee ranks #255 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole Atlantique Vendee has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Atlantique Vendee's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Atlantique Vendee ranks #255 out of 1518 companies for Equity-to-Asset. This places Credit Agricole Atlantique Vendee in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Credit Agricole Atlantique Vendee's value of 0.14 is 40% above this benchmark. Historically, Credit Agricole Atlantique Vendee's own Equity-to-Asset has ranged from 0.11 to 0.14 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Credit Agricole Atlantique Vendee has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Atlantique Vendee's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Credit Agricole Atlantique Vendee and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Atlantique Vendee's current Equity-to-Asset is 0.14, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Atlantique Vendee stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole Atlantique Vendee (XPAR:CRAV) is currently considered Significantly Overvalued. The stock's GF Value™ is €103.30, compared to a current price of €144.40 — trading 39.8% above its estimated fair value. The current Equity-to-Asset is 0.14, which is near median its 10-year median of 0.13 and 40% above the Banks industry median of 0.10. Credit Agricole Atlantique Vendee's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Credit Agricole Atlantique Vendee (XPAR:CRAV), the current Equity-to-Asset is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole Atlantique Vendee (XPAR:CRAV) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole Atlantique Vendee stock appears to be overvalued.
The current stock price of €144.40 is trading 39.8% above its estimated GF Value™ of €103.30.
GuruFocus considers Credit Agricole Atlantique Vendee to be Significantly Overvalued.
Key valuation signals for XPAR:CRAV:
Equity-to-Asset: 0.14 (near median its 10-year median of 0.13)
GF Value™: €103.30 vs. price of €144.40 (39.8% above fair value)
Industry Position: 40% above the Banks median (#255 of 1518)
No single metric tells the full story. See the XPAR:CRAV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole Atlantique Vendee is a regional bank belonging to the Credit Agricole Group. It is engaged in providing banking and insurance solutions in France. It offers its services to individuals, professionals, farmers and companies.
52GF Score
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