Credit Agricole Atlantique Vendee (XPAR:CRAV) ROE % Adjusted to Book Value: 4.67% (As of Dec. 2025)


XPAR:CRAV Credit Agricole Atlantique Vendee XPAR:CRAV
37 GF Score
Price €147.50
GF Value €89.68
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Credit Agricole Atlantique Vendee ROE % Adjusted to Book Value?

Credit Agricole Atlantique Vendee XPAR:CRAV -1.67% 37 ROE % Adjusted to Book Value is 4.67% as of Dec. 2025. GuruFocus rates XPAR:CRAV with a GF Score™ of 37/100 and a GF Value™ of €89.68 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Credit Agricole Atlantique Vendee's ROE % for the quarter that ended in Dec. 2025 was 1.12%. Credit Agricole Atlantique Vendee's PB Ratio for the quarter that ended in Dec. 2025 was 0.24. Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 4.67%.


Credit Agricole Atlantique Vendee ROE % Adjusted to Book Value Related Terms


Credit Agricole Atlantique Vendee ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Atlantique Vendee ROE % Adjusted to Book Value Chart

Credit Agricole Atlantique Vendee Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.78 24.93 13.94 13.81 8.54

Credit Agricole Atlantique Vendee Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.47 21.94 6.00 16.89 4.67

Credit Agricole Atlantique Vendee ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Atlantique Vendee ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value falls into.


XPAR:CRAV
37GF Score
Credit Agricole Atlantique Vendee XPAR:CRAV
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Atlantique Vendee ROE % Adjusted to Book Value Calculation

Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.05% / 0.24
=8.54%

Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.12% / 0.24
=4.67%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.67% mean?
Credit Agricole Atlantique Vendee (XPAR:CRAV) has a ROE % Adjusted to Book Value of 4.67% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credit Agricole Atlantique Vendee and its competitors.
Is Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value too high?
Credit Agricole Atlantique Vendee's current ROE % Adjusted to Book Value is 4.67%. Overall, Credit Agricole Atlantique Vendee has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value compare to competitors?
Credit Agricole Atlantique Vendee's ROE % Adjusted to Book Value of 4.67% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credit Agricole Atlantique Vendee and its competitors. Credit Agricole Atlantique Vendee's current ROE % Adjusted to Book Value is 4.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Atlantique Vendee stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole Atlantique Vendee (XPAR:CRAV) is currently considered Significantly Overvalued. The stock's GF Value™ is €89.68, compared to a current price of €147.50 — trading 64.5% above its estimated fair value. The current ROE % Adjusted to Book Value is 4.67%. Credit Agricole Atlantique Vendee's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Credit Agricole Atlantique Vendee (XPAR:CRAV), the current ROE % Adjusted to Book Value is 4.67% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Atlantique Vendee (XPAR:CRAV) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Atlantique Vendee stock appears to be overvalued. The current stock price of €147.50 is trading 64.5% above its estimated GF Value™ of €89.68. GuruFocus considers Credit Agricole Atlantique Vendee to be Significantly Overvalued.

Key valuation signals for XPAR:CRAV:

  • ROE % Adjusted to Book Value: 4.67%
  • GF Value™: €89.68 vs. price of €147.50 (64.5% above fair value)
  • GF Score™: 37/100 with 2 warning signs

No single metric tells the full story. See the XPAR:CRAV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Atlantique Vendee Business Description

Other Exchanges 0OQK:UK
Address Route de Paris, Nantes, FRA, 44949
Credit Agricole Atlantique Vendee is a regional bank belonging to the Credit Agricole Group. It is engaged in providing banking and insurance solutions in France. It offers its services to individuals, professionals, farmers and companies.
37GF Score

Get the complete analysis for XPAR:CRAV

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€147.50
Price
€89.68
GF Value