Credit Agricole Atlantique Vendee (XPAR:CRAV) FCF Margin %: -60.43% (As of Dec. 2025)


XPAR:CRAV Credit Agricole Atlantique Vendee XPAR:CRAV
37 GF Score
Price €152.72
GF Value €89.73
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Credit Agricole Atlantique Vendee FCF Margin %?

Credit Agricole Atlantique Vendee XPAR:CRAV -3.10% 37 FCF Margin % is -60.43% as of Dec. 2025. GuruFocus rates XPAR:CRAV with a GF Score™ of 37/100 and a GF Value™ of €89.73 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Credit Agricole Atlantique Vendee ranks worse than 94.22% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Credit Agricole Atlantique Vendee's Free Cash Flow for the six months ended in Dec. 2025 was €-126.8 Mil. Credit Agricole Atlantique Vendee's Revenue for the six months ended in Dec. 2025 was €209.8 Mil. Therefore, Credit Agricole Atlantique Vendee's FCF Margin % for the quarter that ended in Dec. 2025 was -60.43%.

As of today, Credit Agricole Atlantique Vendee's current FCF Yield % is -51.33%.

The historical rank and industry rank for Credit Agricole Atlantique Vendee's FCF Margin % or its related term are showing as below:

XPAR:CRAV' s FCF Margin % Range Over the Past 10 Years
Min: -218.58   Med: 63.84   Max: 260.43
Current: -133.85


During the past 13 years, the highest FCF Margin % of Credit Agricole Atlantique Vendee was 260.43%. The lowest was -218.58%. And the median was 63.84%.

XPAR:CRAV's FCF Margin % is ranked worse than
94.22% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs XPAR:CRAV: -133.85


Credit Agricole Atlantique Vendee FCF Margin % Related Terms


Credit Agricole Atlantique Vendee FCF Margin % Historical Data

* Premium members only.

The historical data trend for Credit Agricole Atlantique Vendee's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Atlantique Vendee FCF Margin % Chart

Credit Agricole Atlantique Vendee Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 260.43 -28.31 -218.58 54.02 -133.85

Credit Agricole Atlantique Vendee Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -126.09 91.50 14.81 -203.12 -60.43

Credit Agricole Atlantique Vendee FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Atlantique Vendee's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Atlantique Vendee FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Atlantique Vendee's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Credit Agricole Atlantique Vendee's FCF Margin % falls into.


XPAR:CRAV
37GF Score
Credit Agricole Atlantique Vendee XPAR:CRAV
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Atlantique Vendee FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Credit Agricole Atlantique Vendee's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-578.415/432.127
=-133.85 %

Credit Agricole Atlantique Vendee's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-126.763/209.766
=-60.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -60.43% mean?
Credit Agricole Atlantique Vendee (XPAR:CRAV) has a FCF Margin % of -60.43% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Agricole Atlantique Vendee and its competitors. According to the industry distribution chart, Credit Agricole Atlantique Vendee ranks #1418 out of 1505 companies in the Banks industry, placing it in the top 94.2%.
Is Credit Agricole Atlantique Vendee's FCF Margin % too high?
Credit Agricole Atlantique Vendee's current FCF Margin % is -60.43%. Based on the distribution chart, Credit Agricole Atlantique Vendee ranks #1418 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Agricole Atlantique Vendee has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Atlantique Vendee's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Atlantique Vendee ranks #1418 out of 1505 companies for FCF Margin %. This places Credit Agricole Atlantique Vendee in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Agricole Atlantique Vendee and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Atlantique Vendee's current FCF Margin % is -60.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Atlantique Vendee stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole Atlantique Vendee (XPAR:CRAV) is currently considered Significantly Overvalued. The stock's GF Value™ is €89.73, compared to a current price of €152.72 — trading 70.2% above its estimated fair value. The current FCF Margin % is -60.43%. Credit Agricole Atlantique Vendee's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Credit Agricole Atlantique Vendee (XPAR:CRAV), the current FCF Margin % is -60.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Atlantique Vendee (XPAR:CRAV) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Atlantique Vendee stock appears to be overvalued. The current stock price of €152.72 is trading 70.2% above its estimated GF Value™ of €89.73. GuruFocus considers Credit Agricole Atlantique Vendee to be Significantly Overvalued.

Key valuation signals for XPAR:CRAV:

  • FCF Margin %: -60.43%
  • GF Value™: €89.73 vs. price of €152.72 (70.2% above fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the XPAR:CRAV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Atlantique Vendee Business Description

Other Exchanges 0OQK:UK
Address Route de Paris, Nantes, FRA, 44949
Credit Agricole Atlantique Vendee is a regional bank belonging to the Credit Agricole Group. It is engaged in providing banking and insurance solutions in France. It offers its services to individuals, professionals, farmers and companies.
37GF Score

Get the complete analysis for XPAR:CRAV

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€152.72
Price
€89.73
GF Value