BCH (Banco De Chile) EV-to-FCF: -42.91 (As of Jul. 09, 2026)


BCH Banco De Chile BCH
67 GF Score
Price $40.52
GF Value $25.30
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Banco De Chile EV-to-FCF?

Banco De Chile BCH +2.14% 67 EV-to-FCF is -42.91 as of Jul. 09, 2026. GuruFocus rates BCH with a GF Score™ of 67/100 and a GF Value™ of $25.30 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,191 Banks companies, Banco De Chile ranks worse than 83962.97% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banco De Chile's Enterprise Value is $32,151 Mil. Banco De Chile's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-749 Mil. Therefore, Banco De Chile's EV-to-FCF for today is -42.91.

The historical rank and industry rank for Banco De Chile's EV-to-FCF or its related term are showing as below:

BCH' s EV-to-FCF Range Over the Past 10 Years
Min: -88.35   Med: 6.5   Max: 3105.81
Current: -42.91

During the past 13 years, the highest EV-to-FCF of Banco De Chile was 3105.81. The lowest was -88.35. And the median was 6.50.

BCH's EV-to-FCF is ranked worse than
100% of 1191 companies
in the Banks industry
Industry Median: 6.57 vs BCH: -42.91

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-09), Banco De Chile's stock price is $40.52. Banco De Chile's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.389. Therefore, Banco De Chile's PE Ratio (TTM) for today is 16.96.


Banco De Chile  (NYSE:BCH) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banco De Chile's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=40.52/2.389
=16.96

Banco De Chile's share price for today is $40.52.
Banco De Chile's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.389.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banco De Chile EV-to-FCF Related Terms


Banco De Chile EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Banco De Chile's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Chile EV-to-FCF Chart

Banco De Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.03 312.14 10.36 5.61 37.17

Banco De Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.26 4.06 5.15 37.17 -38.17

BCH vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Banco De Chile's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco De Chile EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Chile's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Banco De Chile's EV-to-FCF falls into.


BCH
67GF Score
Banco De Chile BCH
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco De Chile EV-to-FCF Calculation

Banco De Chile's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=32150.545/-749.303
=-42.91

Banco De Chile's current Enterprise Value is $32,151 Mil.
Banco De Chile's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-749 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -42.91 mean?
Banco De Chile (BCH) has a EV-to-FCF of -42.91 as of Jul. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco De Chile and its competitors. According to the industry distribution chart, Banco De Chile ranks #999999 out of 1191 companies in the Banks industry.
Is Banco De Chile's EV-to-FCF too high?
Banco De Chile's current EV-to-FCF is -42.91. Based on the distribution chart, Banco De Chile ranks #999999 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco De Chile has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco De Chile ranks #999999 out of 1191 companies for EV-to-FCF. This places Banco De Chile in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco De Chile and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco De Chile's current EV-to-FCF is -42.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (BCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.30, compared to a current price of $40.52 — trading 60.2% above its estimated fair value. The current EV-to-FCF is -42.91. Banco De Chile's overall GF Score™ is 67/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banco De Chile (BCH), the current EV-to-FCF is -42.91 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (BCH) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of $40.52 is trading 60.2% above its estimated GF Value™ of $25.30. GuruFocus considers Banco De Chile to be Significantly Overvalued.

Key valuation signals for BCH:

  • EV-to-FCF: -42.91
  • GF Value™: $25.30 vs. price of $40.52 (60.2% above fair value)
  • GF Score™: 67/100 with 9 warning signs

No single metric tells the full story. See the BCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
67GF Score

Get the complete analysis for BCH

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.52
Price
$25.30
GF Value