Bajaj Finance (BOM:500034) EV-to-FCF: (As of Jul. 25, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:500034 Bajaj Finance Ltd BOM:500034
64 GF Score
Price ₹1,012.65
GF Value ₹1,158.78
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Bajaj Finance EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bajaj Finance's Enterprise Value is ₹9,814,703 Mil. Bajaj Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Bajaj Finance's EV-to-FCF for today is .

The historical rank and industry rank for Bajaj Finance's EV-to-FCF or its related term are showing as below:

BOM:500034' s EV-to-FCF Range Over the Past 10 Years
Min: -15.1   Med: 0   Max: 0
Current: -15.1

BOM:500034's EV-to-FCF is ranked worse than
100% of 267 companies
in the Credit Services industry
Industry Median: 13.7 vs BOM:500034: -15.10

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-25), Bajaj Finance's stock price is ₹1012.65. Bajaj Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹30.520. Therefore, Bajaj Finance's PE Ratio (TTM) for today is 33.18.


Bajaj Finance  (BOM:500034) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bajaj Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1012.65/30.520
=33.18

Bajaj Finance's share price for today is ₹1012.65.
Bajaj Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹30.520.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bajaj Finance EV-to-FCF Related Terms


Bajaj Finance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bajaj Finance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bajaj Finance EV-to-FCF Chart

Bajaj Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -15.03 -11.66 -9.29 -12.00 -12.74

Bajaj Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.00 0.00 0.00 0.00 -12.74

BOM:500034 vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Bajaj Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bajaj Finance EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bajaj Finance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bajaj Finance's EV-to-FCF falls into.


BOM:500034
64GF Score
Bajaj Finance Ltd BOM:500034
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bajaj Finance EV-to-FCF Calculation

Bajaj Finance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=9814702.972/0
=

Bajaj Finance's current Enterprise Value is ₹9,814,703 Mil.
Bajaj Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Bajaj Finance (BOM:500034) Overvalued in 2026?

Based on GuruFocus' analysis, Bajaj Finance stock appears to be undervalued. The current stock price of ₹1,012.65 is trading 12.6% below its estimated GF Value™ of ₹1,158.78. GuruFocus considers Bajaj Finance to be Modestly Undervalued.

Key valuation signals for BOM:500034:

  • EV-to-FCF:
  • GF Value™: ₹1,158.78 vs. price of ₹1,012.65 (12.6% below fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the BOM:500034 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bajaj Finance Business Description

Other Exchanges BAJFINANCE:India
Address Off Pune-Ahmednagar Road, 4th Floor, Bajaj Finserv Corporate Office, Viman Nagar, Pune, MH, IND, 411 014
Bajaj Finance Ltd is the holding company for various financial services businesses under the Bajaj Group, which operates in India. The company is an NBFC in India offering payments, partnerships, services, and lending solutions to customers. The company's model is focused on the acquisition of customers and offering multiple loans and services on a cross-sell basis to meet their financial service needs. The company provides discretionary spending across consumer electronics, furniture, and digital products in India. The company's strategies and structure are closely aligned with those of commercial banks in India. All of its revenue is generated from India.
64GF Score

Get the complete analysis for BOM:500034

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,012.65
Price
₹1,158.78
GF Value