IDFC First Bank (BOM:539437) EV-to-FCF: (As of Aug. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539437 IDFC First Bank Ltd BOM:539437
72 GF Score
Price ₹84.70
GF Value ₹79.94
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is IDFC First Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, IDFC First Bank's Enterprise Value is ₹1,010,061 Mil. IDFC First Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0 Mil. Therefore, IDFC First Bank's EV-to-FCF for today is .

The historical rank and industry rank for IDFC First Bank's EV-to-FCF or its related term are showing as below:

BOM:539437' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 16.77
Current: 16.77

During the past 12 years, the highest EV-to-FCF of IDFC First Bank was 16.77. The lowest was 0.00. And the median was 0.00.

BOM:539437's EV-to-FCF is ranked worse than
77.4% of 1199 companies
in the Banks industry
Industry Median: 7.18 vs BOM:539437: 16.77

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-03), IDFC First Bank's stock price is ₹84.70. IDFC First Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹2.590. Therefore, IDFC First Bank's PE Ratio (TTM) for today is 32.70.


IDFC First Bank  (BOM:539437) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

IDFC First Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=84.70/2.590
=32.70

IDFC First Bank's share price for today is ₹84.70.
IDFC First Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2.590.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


IDFC First Bank EV-to-FCF Related Terms


IDFC First Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for IDFC First Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDFC First Bank EV-to-FCF Chart

IDFC First Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.11 33.63 8.34 4.30 12.33

IDFC First Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 12.33 0.00

IDFC First Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, IDFC First Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDFC First Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, IDFC First Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where IDFC First Bank's EV-to-FCF falls into.


BOM:539437
72GF Score
IDFC First Bank Ltd BOM:539437
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IDFC First Bank EV-to-FCF Calculation

IDFC First Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1010061.411/0
=

IDFC First Bank's current Enterprise Value is ₹1,010,061 Mil.
IDFC First Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is IDFC First Bank (BOM:539437) Overvalued in 2026?

Based on GuruFocus' analysis, IDFC First Bank stock appears to be overvalued. The current stock price of ₹84.70 is trading 6% above its estimated GF Value™ of ₹79.94. GuruFocus considers IDFC First Bank to be Fairly Valued.

Key valuation signals for BOM:539437:

  • EV-to-FCF:
  • GF Value™: ₹79.94 vs. price of ₹84.70 (6% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the BOM:539437 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDFC First Bank Business Description

Other Exchanges IDFCFIRSTB:India
Address The Square, C-61, G-Block, Ground Floor To 8th Floor, Bandra-Kurla Complex, Bandra (East), Mumbai, MH, IND, 400 051
IDFC First Bank Ltd provides banking services including lending to individuals, providing loans, non-fund facilities, transaction services, corporate advisory, project appraisal placement, and syndication through the branch network and other delivery channels. The bank holds an investment portfolio, money market borrowing and lending, investment operations, and an entire foreign exchange and derivative portfolio. It organizes its business into four segments namely Treasury, Corporate and Wholesale, Retail, and Other Banking Business. The company generates maximum revenue from the Retail banking segment.
72GF Score

Get the complete analysis for BOM:539437

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹84.70
Price
₹79.94
GF Value