IDFC First Bank (BOM:539437) ROC %: % (As of Mar. 2026)


BOM:539437 IDFC First Bank Ltd BOM:539437
72 GF Score
Price ₹80.45
GF Value ₹77.83
Valuation Fairly Valued
! 8 Warning Signs
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What is IDFC First Bank ROC %?

IDFC First Bank BOM:539437 +1.26% 72 ROC % is % as of Mar. 2026. GuruFocus rates BOM:539437 with a GF Score™ of 72/100 and a GF Value™ of ₹77.83 (Fairly Valued). The stock has 8 warning signs investors should review.

ROC %does not apply to banks.

BOM:539437
72GF Score
IDFC First Bank Ltd BOM:539437
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
IDFC First Bank (BOM:539437) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on IDFC First Bank and its competitors.
Is IDFC First Bank's ROC % too high?
IDFC First Bank's current ROC % is %. Overall, IDFC First Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDFC First Bank's ROC % compare to competitors?
IDFC First Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on IDFC First Bank and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDFC First Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDFC First Bank stock overvalued right now?
Based on GuruFocus' analysis, IDFC First Bank (BOM:539437) is currently considered Fairly Valued. The stock's GF Value™ is ₹77.83, compared to a current price of ₹80.45 — trading 3.4% above its estimated fair value. The current ROC % is %. IDFC First Bank's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For IDFC First Bank (BOM:539437), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDFC First Bank (BOM:539437) Overvalued in 2026?

Based on GuruFocus' analysis, IDFC First Bank stock appears to be overvalued. The current stock price of ₹80.45 is trading 3.4% above its estimated GF Value™ of ₹77.83. GuruFocus considers IDFC First Bank to be Fairly Valued.

Key valuation signals for BOM:539437:

  • ROC %: %
  • GF Value™: ₹77.83 vs. price of ₹80.45 (3.4% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the BOM:539437 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IDFC First Bank Business Description

Other Exchanges IDFCFIRSTB:India
Address The Square, C-61, G-Block, Ground Floor To 8th Floor, Bandra-Kurla Complex, Bandra (East), Mumbai, MH, IND, 400 051
IDFC First Bank Ltd provides banking services including lending to individuals, providing loans, non-fund facilities, transaction services, corporate advisory, project appraisal placement, and syndication through the branch network and other delivery channels. The bank holds an investment portfolio, money market borrowing and lending, investment operations, and an entire foreign exchange and derivative portfolio. It organizes its business into four segments namely Treasury, Corporate and Wholesale, Retail, and Other Banking Business. The company generates maximum revenue from the Retail banking segment.
72GF Score

Get the complete analysis for BOM:539437

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹80.45
Price
₹77.83
GF Value